Now an agency within HUD, the Federal Housing Administration creates opportunities for Americans to own homes. The FHA gives them the security they need to lend to first-time buyers who might not be able to qualify for conventional loans.

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What is an FHA Loan?

FHA Loans

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Obama Mortgage

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FHA Loan Questions

FHA GRANTS

AmeriDream

Nehemiah

HART

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Genesis/Grant America

Newsong

Responsible Home

Quickdown

American Family

ABOUT OUR COMPANY

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FHA Loan Site Map

Getting an FHA Loan

Our FHA Morgage Experts are Ready to Help

The people at FHALoan.com specialize in getting FHA mortgage loans for our customers. We offer a full menu of FHA mortgage products focused on meeting your home financing needs. Our free pre-approvals give you the comfort you need to shop for your home with confidence. We make getting loans fast, easy and convenient.

Our mortgage partner is a publicly traded corporation that is a direct lender and approved by the Federal Housing Administration in all 50 states.

FHA LOAN QUESTION # 12 [ -more FHA questions- ]

Q: What is the debt-to-income ratio for FHA loans?

A: The FHA allows you to use 29% of your income towards housing costs and 41% towards housing expenses and other long-term debt. With a conventional loan, this qualifying ratio allows only 28% toward housing and 36% towards housing and other debt.

FHA Loan Rates

Refinance Averages
for 11/20/2009

15 Year Fixed

No Points
Low Interest
Best APR

30 Year Fixed

No Points
Low Interest
Best APR

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FHALoans.com is a private company specializing in FHA financing and is not a government agency.

FEATURED SITES:

Helping you make the best financial choices, build wealth, and save money during and after your military service.

-- Military Insurance
-- Military Pay
-- GI Bill Education
-- Military Finance

Offering VA loan products that meet the home financing needs of active duty military and veterans across the country.

-- VA Loan Limits
-- VA Loan Refinance
-- VA Loan Guidelines