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Getting an FHA Loan

The people at FHALoan.com specialize in getting FHA mortgage loans for our customers. We offer a full menu of FHA mortgage products focused on meeting your home financing needs. Our free pre-approvals give you the comfort you need to shop for your home with confidence. We make getting loans fast, easy and convenient.

Our mortgage partner is a publicly traded corporation that is a direct lender and approved by the Federal Housing Administration in all 50 states.

FHA LOAN QUESTION # 5   [ -more FHA questions- ]

Q: How large of a down payment do I need?

A: There are mortgage options now available that only require a down payment of 5% or less of the purchase price. But the larger the down payment, the less you have to borrow, and the more equity you'll have. Mortgages with less than a 20% down payment generally require a mortgage insurance policy to secure the loan. When considering the size of your down payment, consider that you'll also need money for closing costs, moving expenses, and - possibly -repairs and decorating.