We're here to make getting homes with FHA loans as simple as possible for first-time homebuyers and those experienced with the process. We'll help you figure out what you can afford and get you pre-approved for the right FHA loan.
PURCHASE
or
REFINANCE
with an

FHA HOME LOAN


LOAN PURPOSE

FREE CREDIT SCORE

Do you know what's on your credit report?

Equal Housing Lender

FHA Loans

Buying a Home with Low FHA Rates

Buying a home is one of the biggest and most important decisions you will ever make. We understand that and want to make the process as easy as possible. Whether you are a first-time homebuyer or are experienced with the process, we're here to make your home buying journey a great one with an FHA loan backed by HUD.

JUST FOLLOW THESE SIMPLE STEPS

Use the FHA Debt to Income Ratios to figure out how much you can afford to pay for a home.

Get pre-approved on your home loan. Knowing that your FHA mortgage and credit report are already approved will let you look for your new home with confidence. Also, a pre-approval lets the seller know that your offer is solid and that you're a serious buyer.



FHA insured home loans can be used for a variety of properties and purposes. Those who apply and qualify for FHA loans can purchase a home for up to four families, a condo or even a manufactured home on a permanent foundation. Recent reports in the media suggest some lenders may be illegally discriminating against FHA loan applicants for being pregnant or having short-term disabilities. FHA reverse mortgages are for applicants who are at least 62 years old. FHA HECM rules state you must own the property outright or have a loan balance so low that the FHA reverse mortgage loan will pay off the outstanding amount.



FHA Loan Rates
Refinance Averages
for 7/23/2014
15 Year Fixed
No Points
Low Interest
Best APR
OR
30 Year Fixed
No Points
Low Interest
Best APR
FHALoan is a private corporation, is not a government agency, and does not make loans.