We're here to make getting homes with FHA loans as simple as possible for first-time homebuyers and those experienced with the process. We'll help you figure out what you can afford and get you pre-approved for the right FHA loan.
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Equal Housing Lender

FHA Loans

Buying a Home with Low FHA Rates

Buying a home is one of the biggest and most important decisions you will ever make. We understand that and want to make the process as easy as possible. Whether you are a first-time homebuyer or are experienced with the process, we're here to make your home buying journey a great one with an FHA loan backed by HUD.


Use the FHA Debt to Income Ratios to figure out how much you can afford to pay for a home.

Get pre-approved on your home loan. Knowing that your FHA mortgage and credit report are already approved will let you look for your new home with confidence. Also, a pre-approval lets the seller know that your offer is solid and that you're a serious buyer.

FHA insured home loans can be used for a variety of properties and purposes. Those who apply and qualify for FHA loans can purchase a home for up to four families, a condo or even a manufactured home on a permanent foundation. Recent reports in the media suggest some lenders may be illegally discriminating against FHA loan applicants for being pregnant or having short-term disabilities. FHA reverse mortgages are for applicants who are at least 62 years old. FHA HECM rules state you must own the property outright or have a loan balance so low that the FHA reverse mortgage loan will pay off the outstanding amount.

FHALoan is a private corporation, is not a government agency, and does not make loans.