FHA Loan Guidelines for HUD Mortgage Loans: FHA purchase or refinance with a low down payment.

30 Year Fixed

No Points
Low Interest
Best APR

15 Year Fixed

No Points
Low Interest
Best APR

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	FREQUENT FHA HUD QUESTION # 3 [ -more questions- ] - - - - - - Q: When do adjustable rate mortgages (ARMS) make sense? A: An ARM may make sense If you are confident that your income will increase steadily over the years or if you anticipate a move in the near future and aren't concerned about potential increases in interest rates.