Whether you are a first-time homebuyer or are experienced with the process, we're here to make your home buying journey a great one with an FHA loan backed by HUD.
FHA loan pre-approval, backed by HUD, lets the seller know you're serious about buying a home.


 30 Year Fixed

 No Points
 Low Interest
 Best APR
 
15 Year Fixed

No Points
Low Interest
Best APR





GET an FHA LOAN
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What is an FHA Loan?
FHA Home Purchase
HUD Refinance
FHA Streamline


FHA LOAN TYPES
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overview
FHA Fixed Rate
FHA Adjustable Rate
Graduated Payment
Growing Equity
Energy Efficient
Condominium


FHA PROGRAMS
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overview
Nehemiah
HART
AmeriDream
Partners in Charity
Consumer Debt Solut.


FHA GUIDELINES
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FHA Lending Limits
FHA Closing Costs
Mortgage Insurance
Debt to Income Ratios
HUD Credit Issues
HUD Loan Checklist
Down Payment Grants

then then


FHA HOME PURCHASE LOAN

Buying a home is one of the biggest and most important decisions you will ever make. We understand that and want to make the process as easy as possible. Whether you are a first-time homebuyer or are experienced with the process, we're here to make your home buying journey a great one with an FHA loan backed by HUD.


 
  • Use the Debt to Income Ratios to figure out how much you can afford to pay for a home.

  • Get pre-approved on your home loan. Knowing that your mortgage loan and credit report are already approved will let you look for your new home with confidence. Also, a pre-approval lets the seller know that your offer is solid and that you're a serious buyer.

Now is the time for an
FHA HOME LOAN



PROPERTY LOCATION


LOAN PURPOSE




FHALoan.com is a private mortgage company specializing in fha home loans and is not associated with the federal government or HUD / FHA.

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FREQUENT FHA HUD QUESTION # 13   [ -more questions- ]
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Q: What types of closing costs are associated with FHA-insured loans?
A: Except for the addition of an FHA mortgage insurance premium, FHA closing costs are similar to those of a conventional loan. The FHA requires a single, up-front mortgage insurance premium equal to 2.25% of the mortgage to be paid at closing (or 1.75% if you complete the HELP program). This initial premium may be partially refunded if the loan is paid in full during the first seven years of the loan term. After closing, you will then be responsible for an annual premium - paid monthly - if your mortgage is over 15 years or if you have a 15-year loan with an LTV greater than 90%.





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