ILLINOIS FHA limits can change based on many factors. These including average home prices in your area. FHA loan imits also increase with the number of units. A multi-unit home will qualify for a higher rate.
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FHA Limits
FHA loan limits for mortgages in ILLINOIS counties
102 match(es) found. FHA Limits for other states| County Name | Single | Duplex | Tri-plex | Four-plex |
| ADAMS | $271,050 | $347,000 | $419,425 | $521,250 |
| QUINCY, IL-MO (MICRO) | ||||
| ALEXANDER | $271,050 | $347,000 | $419,425 | $521,250 |
| CAPE GIRARDEAU-JACKSON, MO-IL (MICRO) | ||||
| BOND | $281,250 | $360,050 | $435,200 | $540,850 |
| ST. LOUIS, MO-IL (MSA) | ||||
| BOONE | $339,250 | $434,300 | $524,950 | $652,400 |
| ROCKFORD, IL (MSA) | ||||
| BROWN | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| BUREAU | $271,050 | $347,000 | $419,425 | $521,250 |
| OTTAWA-STREATOR, IL (MICRO) | ||||
| CALHOUN | $281,250 | $360,050 | $435,200 | $540,850 |
| ST. LOUIS, MO-IL (MSA) | ||||
| CARROLL | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| CASS | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| CHAMPAIGN | $271,050 | $347,000 | $419,425 | $521,250 |
| CHAMPAIGN-URBANA, IL (MSA) | ||||
| CHRISTIAN | $271,050 | $347,000 | $419,425 | $521,250 |
| TAYLORVILLE, IL (MICRO) | ||||
| CLARK | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| CLAY | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| CLINTON | $281,250 | $360,050 | $435,200 | $540,850 |
| ST. LOUIS, MO-IL (MSA) | ||||
| COLES | $271,050 | $347,000 | $419,425 | $521,250 |
| CHARLESTON-MATTOON, IL (MICRO) | ||||
| COOK | $410,000 | $524,850 | $634,450 | $788,450 |
| CHICAGO-NAPERVILLE-JOLIET, IL METROPOLITAN DIVISIO | ||||
| CRAWFORD | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| CUMBERLAND | $271,050 | $347,000 | $419,425 | $521,250 |
| CHARLESTON-MATTOON, IL (MICRO) | ||||
| DE WITT | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| DEKALB | $410,000 | $524,850 | $634,450 | $788,450 |
| CHICAGO-NAPERVILLE-JOLIET, IL METROPOLITAN DIVISIO | ||||
| DOUGLAS | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| DUPAGE | $410,000 | $524,850 | $634,450 | $788,450 |
| CHICAGO-NAPERVILLE-JOLIET, IL METROPOLITAN DIVISIO | ||||
| EDGAR | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| EDWARDS | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| EFFINGHAM | $271,050 | $347,000 | $419,425 | $521,250 |
| EFFINGHAM, IL (MICRO) | ||||
| FAYETTE | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| FORD | $271,050 | $347,000 | $419,425 | $521,250 |
| CHAMPAIGN-URBANA, IL (MSA) | ||||
| FRANKLIN | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| FULTON | $271,050 | $347,000 | $419,425 | $521,250 |
| CANTON, IL (MICRO) | ||||
| GALLATIN | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| GREENE | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| GRUNDY | $410,000 | $524,850 | $634,450 | $788,450 |
| CHICAGO-NAPERVILLE-JOLIET, IL METROPOLITAN DIVISIO | ||||
| HAMILTON | $271,050 | $347,000 | $419,425 | $521,250 |
| MOUNT VERNON, IL (MICRO) | ||||
| HANCOCK | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| HARDIN | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| HENDERSON | $271,050 | $347,000 | $419,425 | $521,250 |
| BURLINGTON, IA-IL (MICRO) | ||||
| HENRY | $271,050 | $347,000 | $419,425 | $521,250 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (MSA) | ||||
| IROQUOIS | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| JACKSON | $271,050 | $347,000 | $419,425 | $521,250 |
| CARBONDALE, IL (MICRO) | ||||
| JASPER | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| JEFFERSON | $271,050 | $347,000 | $419,425 | $521,250 |
| MOUNT VERNON, IL (MICRO) | ||||
| JERSEY | $281,250 | $360,050 | $435,200 | $540,850 |
| ST. LOUIS, MO-IL (MSA) | ||||
| JO DAVIESS | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| JOHNSON | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| KANE | $410,000 | $524,850 | $634,450 | $788,450 |
| CHICAGO-NAPERVILLE-JOLIET, IL METROPOLITAN DIVISIO | ||||
| KANKAKEE | $271,050 | $347,000 | $419,425 | $521,250 |
| KANKAKEE-BRADLEY, IL (MSA) | ||||
| KENDALL | $410,000 | $524,850 | $634,450 | $788,450 |
| CHICAGO-NAPERVILLE-JOLIET, IL METROPOLITAN DIVISIO | ||||
| KNOX | $271,050 | $347,000 | $419,425 | $521,250 |
| GALESBURG, IL (MICRO) | ||||
| LA SALLE | $271,050 | $347,000 | $419,425 | $521,250 |
| OTTAWA-STREATOR, IL (MICRO) | ||||
| LAKE | $410,000 | $524,850 | $634,450 | $788,450 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI METROPOLITAN DIV | ||||
| LAWRENCE | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| LEE | $271,050 | $347,000 | $419,425 | $521,250 |
| DIXON, IL (MICRO) | ||||
| LIVINGSTON | $271,050 | $347,000 | $419,425 | $521,250 |
| PONTIAC, IL (MICRO) | ||||
| LOGAN | $271,050 | $347,000 | $419,425 | $521,250 |
| LINCOLN, IL (MICRO) | ||||
| MACON | $271,050 | $347,000 | $419,425 | $521,250 |
| DECATUR, IL (MSA) | ||||
| MACOUPIN | $281,250 | $360,050 | $435,200 | $540,850 |
| ST. LOUIS, MO-IL (MSA) | ||||
| MADISON | $281,250 | $360,050 | $435,200 | $540,850 |
| ST. LOUIS, MO-IL (MSA) | ||||
| MARION | $271,050 | $347,000 | $419,425 | $521,250 |
| CENTRALIA, IL (MICRO) | ||||
| MARSHALL | $271,050 | $347,000 | $419,425 | $521,250 |
| PEORIA, IL (MSA) | ||||
| MASON | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| MASSAC | $271,050 | $347,000 | $419,425 | $521,250 |
| PADUCAH, KY-IL (MICRO) | ||||
| MCDONOUGH | $271,050 | $347,000 | $419,425 | $521,250 |
| MACOMB, IL (MICRO) | ||||
| MCHENRY | $410,000 | $524,850 | $634,450 | $788,450 |
| CHICAGO-NAPERVILLE-JOLIET, IL METROPOLITAN DIVISIO | ||||
| MCLEAN | $271,050 | $347,000 | $419,425 | $521,250 |
| BLOOMINGTON-NORMAL, IL (MSA) | ||||
| MENARD | $271,050 | $347,000 | $419,425 | $521,250 |
| SPRINGFIELD, IL (MSA) | ||||
| MERCER | $271,050 | $347,000 | $419,425 | $521,250 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (MSA) | ||||
| MONROE | $281,250 | $360,050 | $435,200 | $540,850 |
| ST. LOUIS, MO-IL (MSA) | ||||
| MONTGOMERY | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| MORGAN | $271,050 | $347,000 | $419,425 | $521,250 |
| JACKSONVILLE, IL (MICRO) | ||||
| MOULTRIE | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| OGLE | $271,050 | $347,000 | $419,425 | $521,250 |
| ROCHELLE, IL (MICRO) | ||||
| PEORIA | $271,050 | $347,000 | $419,425 | $521,250 |
| PEORIA, IL (MSA) | ||||
| PERRY | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| PIATT | $271,050 | $347,000 | $419,425 | $521,250 |
| CHAMPAIGN-URBANA, IL (MSA) | ||||
| PIKE | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| POPE | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| PULASKI | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| PUTNAM | $271,050 | $347,000 | $419,425 | $521,250 |
| OTTAWA-STREATOR, IL (MICRO) | ||||
| RANDOLPH | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| RICHLAND | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| ROCK ISLAND | $271,050 | $347,000 | $419,425 | $521,250 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (MSA) | ||||
| SALINE | $271,050 | $347,000 | $419,425 | $521,250 |
| HARRISBURG, IL (MICRO) | ||||
| SANGAMON | $271,050 | $347,000 | $419,425 | $521,250 |
| SPRINGFIELD, IL (MSA) | ||||
| SCHUYLER | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| SCOTT | $271,050 | $347,000 | $419,425 | $521,250 |
| JACKSONVILLE, IL (MICRO) | ||||
| SHELBY | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| ST. CLAIR | $281,250 | $360,050 | $435,200 | $540,850 |
| ST. LOUIS, MO-IL (MSA) | ||||
| STARK | $271,050 | $347,000 | $419,425 | $521,250 |
| PEORIA, IL (MSA) | ||||
| STEPHENSON | $271,050 | $347,000 | $419,425 | $521,250 |
| FREEPORT, IL (MICRO) | ||||
| TAZEWELL | $271,050 | $347,000 | $419,425 | $521,250 |
| PEORIA, IL (MSA) | ||||
| UNION | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| VERMILION | $271,050 | $347,000 | $419,425 | $521,250 |
| DANVILLE, IL (MSA) | ||||
| WABASH | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| WARREN | $271,050 | $347,000 | $419,425 | $521,250 |
| GALESBURG, IL (MICRO) | ||||
| WASHINGTON | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| WAYNE | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| WHITE | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| WHITESIDE | $271,050 | $347,000 | $419,425 | $521,250 |
| STERLING, IL (MICRO) | ||||
| WILL | $410,000 | $524,850 | $634,450 | $788,450 |
| CHICAGO-NAPERVILLE-JOLIET, IL METROPOLITAN DIVISIO | ||||
| WILLIAMSON | $271,050 | $347,000 | $419,425 | $521,250 |
| MARION-HERRIN, IL (MICRO) | ||||
| WINNEBAGO | $339,250 | $434,300 | $524,950 | $652,400 |
| ROCKFORD, IL (MSA) | ||||
| WOODFORD | $271,050 | $347,000 | $419,425 | $521,250 |
| PEORIA, IL (MSA) | ||||
FHA Loan Rates
Refinance Averages
for 11/20/2009
for 11/20/2009
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