KENTUCKY FHA limits can change based on many factors. These including average home prices in your area. FHA loan imits also increase with the number of units. A multi-unit home will qualify for a higher rate.
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FHA Limits
FHA loan limits for mortgages in KENTUCKY counties
120 match(es) found. FHA Limits for other states| County Name | Single | Duplex | Tri-plex | Four-plex |
| ADAIR | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| ALLEN | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| ANDERSON | $271,050 | $347,000 | $419,425 | $521,250 |
| FRANKFORT, KY (MICRO) | ||||
| BALLARD | $271,050 | $347,000 | $419,425 | $521,250 |
| PADUCAH, KY-IL (MICRO) | ||||
| BARREN | $271,050 | $347,000 | $419,425 | $521,250 |
| GLASGOW, KY (MICRO) | ||||
| BATH | $271,050 | $347,000 | $419,425 | $521,250 |
| MOUNT STERLING, KY (MICRO) | ||||
| BELL | $271,050 | $347,000 | $419,425 | $521,250 |
| MIDDLESBOROUGH, KY (MICRO) | ||||
| BOONE | $337,500 | $432,050 | $522,250 | $649,050 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN (MSA) | ||||
| BOURBON | $271,050 | $347,000 | $419,425 | $521,250 |
| LEXINGTON-FAYETTE, KY (MSA) | ||||
| BOYD | $271,050 | $347,000 | $419,425 | $521,250 |
| HUNTINGTON-ASHLAND, WV-KY-OH (MSA) | ||||
| BOYLE | $271,050 | $347,000 | $419,425 | $521,250 |
| DANVILLE, KY (MICRO) | ||||
| BRACKEN | $337,500 | $432,050 | $522,250 | $649,050 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN (MSA) | ||||
| BREATHITT | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| BRECKINRIDGE | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| BULLITT | $302,500 | $387,250 | $468,100 | $581,750 |
| LOUISVILLE-JEFFERON COUNTY, KY-IN (MSA) | ||||
| BUTLER | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| CALDWELL | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| CALLOWAY | $271,050 | $347,000 | $419,425 | $521,250 |
| MURRAY, KY (MICRO) | ||||
| CAMPBELL | $337,500 | $432,050 | $522,250 | $649,050 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN (MSA) | ||||
| CARLISLE | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| CARROLL | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| CARTER | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| CASEY | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| CHRISTIAN | $271,050 | $347,000 | $419,425 | $521,250 |
| CLARKSVILLE, TN-KY (MSA) | ||||
| CLARK | $271,050 | $347,000 | $419,425 | $521,250 |
| LEXINGTON-FAYETTE, KY (MSA) | ||||
| CLAY | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| CLINTON | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| CRITTENDEN | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| CUMBERLAND | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| DAVIESS | $271,050 | $347,000 | $419,425 | $521,250 |
| OWENSBORO, KY (MSA) | ||||
| EDMONSON | $271,050 | $347,000 | $419,425 | $521,250 |
| BOWLING GREEN, KY (MSA) | ||||
| ELLIOTT | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| ESTILL | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| FAYETTE | $271,050 | $347,000 | $419,425 | $521,250 |
| LEXINGTON-FAYETTE, KY (MSA) | ||||
| FLEMING | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| FLOYD | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| FRANKLIN | $271,050 | $347,000 | $419,425 | $521,250 |
| FRANKFORT, KY (MICRO) | ||||
| FULTON | $271,050 | $347,000 | $419,425 | $521,250 |
| UNION CITY, TN-KY (MICRO) | ||||
| GALLATIN | $337,500 | $432,050 | $522,250 | $649,050 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN (MSA) | ||||
| GARRARD | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| GRANT | $337,500 | $432,050 | $522,250 | $649,050 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN (MSA) | ||||
| GRAVES | $271,050 | $347,000 | $419,425 | $521,250 |
| MAYFIELD, KY (MICRO) | ||||
| GRAYSON | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| GREEN | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| GREENUP | $271,050 | $347,000 | $419,425 | $521,250 |
| HUNTINGTON-ASHLAND, WV-KY-OH (MSA) | ||||
| HANCOCK | $271,050 | $347,000 | $419,425 | $521,250 |
| OWENSBORO, KY (MSA) | ||||
| HARDIN | $271,050 | $347,000 | $419,425 | $521,250 |
| ELIZABETHTOWN, KY (MSA) | ||||
| HARLAN | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| HARRISON | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| HART | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| HENDERSON | $271,050 | $347,000 | $419,425 | $521,250 |
| EVANSVILLE, IN-KY (MSA) | ||||
| HENRY | $302,500 | $387,250 | $468,100 | $581,750 |
| LOUISVILLE-JEFFERON COUNTY, KY-IN (MSA) | ||||
| HICKMAN | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| HOPKINS | $271,050 | $347,000 | $419,425 | $521,250 |
| MADISONVILLE, KY (MICRO) | ||||
| JACKSON | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| JEFFERSON | $302,500 | $387,250 | $468,100 | $581,750 |
| LOUISVILLE-JEFFERON COUNTY, KY-IN (MSA) | ||||
| JESSAMINE | $271,050 | $347,000 | $419,425 | $521,250 |
| LEXINGTON-FAYETTE, KY (MSA) | ||||
| JOHNSON | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| KENTON | $337,500 | $432,050 | $522,250 | $649,050 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN (MSA) | ||||
| KNOTT | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| KNOX | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| LARUE | $271,050 | $347,000 | $419,425 | $521,250 |
| ELIZABETHTOWN, KY (MSA) | ||||
| LAUREL | $271,050 | $347,000 | $419,425 | $521,250 |
| LONDON, KY (MICRO) | ||||
| LAWRENCE | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| LEE | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| LESLIE | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| LETCHER | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| LEWIS | $271,050 | $347,000 | $419,425 | $521,250 |
| MAYSVILLE, KY (MICRO) | ||||
| LINCOLN | $271,050 | $347,000 | $419,425 | $521,250 |
| DANVILLE, KY (MICRO) | ||||
| LIVINGSTON | $271,050 | $347,000 | $419,425 | $521,250 |
| PADUCAH, KY-IL (MICRO) | ||||
| LOGAN | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| LYON | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| MADISON | $271,050 | $347,000 | $419,425 | $521,250 |
| RICHMOND-BEREA, KY (MICRO) | ||||
| MAGOFFIN | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| MARION | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| MARSHALL | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| MARTIN | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| MASON | $271,050 | $347,000 | $419,425 | $521,250 |
| MAYSVILLE, KY (MICRO) | ||||
| MCCRACKEN | $271,050 | $347,000 | $419,425 | $521,250 |
| PADUCAH, KY-IL (MICRO) | ||||
| MCCREARY | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| MCLEAN | $271,050 | $347,000 | $419,425 | $521,250 |
| OWENSBORO, KY (MSA) | ||||
| MEADE | $302,500 | $387,250 | $468,100 | $581,750 |
| LOUISVILLE-JEFFERON COUNTY, KY-IN (MSA) | ||||
| MENIFEE | $271,050 | $347,000 | $419,425 | $521,250 |
| MOUNT STERLING, KY (MICRO) | ||||
| MERCER | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| METCALFE | $271,050 | $347,000 | $419,425 | $521,250 |
| GLASGOW, KY (MICRO) | ||||
| MONROE | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| MONTGOMERY | $271,050 | $347,000 | $419,425 | $521,250 |
| MOUNT STERLING, KY (MICRO) | ||||
| MORGAN | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| MUHLENBERG | $271,050 | $347,000 | $419,425 | $521,250 |
| CENTRAL CITY, KY (MICRO) | ||||
| NELSON | $302,500 | $387,250 | $468,100 | $581,750 |
| LOUISVILLE-JEFFERON COUNTY, KY-IN (MSA) | ||||
| NICHOLAS | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| OHIO | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| OLDHAM | $302,500 | $387,250 | $468,100 | $581,750 |
| LOUISVILLE-JEFFERON COUNTY, KY-IN (MSA) | ||||
| OWEN | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| OWSLEY | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| PENDLETON | $337,500 | $432,050 | $522,250 | $649,050 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN (MSA) | ||||
| PERRY | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| PIKE | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| POWELL | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| PULASKI | $271,050 | $347,000 | $419,425 | $521,250 |
| SOMERSET, KY (MICRO) | ||||
| ROBERTSON | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| ROCKCASTLE | $271,050 | $347,000 | $419,425 | $521,250 |
| RICHMOND-BEREA, KY (MICRO) | ||||
| ROWAN | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| RUSSELL | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| SCOTT | $271,050 | $347,000 | $419,425 | $521,250 |
| LEXINGTON-FAYETTE, KY (MSA) | ||||
| SHELBY | $302,500 | $387,250 | $468,100 | $581,750 |
| LOUISVILLE-JEFFERON COUNTY, KY-IN (MSA) | ||||
| SIMPSON | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| SPENCER | $302,500 | $387,250 | $468,100 | $581,750 |
| LOUISVILLE-JEFFERON COUNTY, KY-IN (MSA) | ||||
| TAYLOR | $271,050 | $347,000 | $419,425 | $521,250 |
| CAMPBELLSVILLE, KY (MICRO) | ||||
| TODD | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| TRIGG | $271,050 | $347,000 | $419,425 | $521,250 |
| CLARKSVILLE, TN-KY (MSA) | ||||
| TRIMBLE | $302,500 | $387,250 | $468,100 | $581,750 |
| LOUISVILLE-JEFFERON COUNTY, KY-IN (MSA) | ||||
| UNION | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| WARREN | $271,050 | $347,000 | $419,425 | $521,250 |
| BOWLING GREEN, KY (MSA) | ||||
| WASHINGTON | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| WAYNE | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| WEBSTER | $271,050 | $347,000 | $419,425 | $521,250 |
| EVANSVILLE, IN-KY (MSA) | ||||
| WHITLEY | $271,050 | $347,000 | $419,425 | $521,250 |
| CORBIN, KY (MICRO) | ||||
| WOLFE | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| WOODFORD | $271,050 | $347,000 | $419,425 | $521,250 |
| LEXINGTON-FAYETTE, KY (MSA) | ||||
FHA Loan Rates
Refinance Averages
for 11/20/2009
for 11/20/2009
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