NEW YORK FHA limits can change based on many factors. These including average home prices in your area. FHA loan imits also increase with the number of units. A multi-unit home will qualify for a higher rate.

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FHA Limits

FHA loan limits for mortgages in NEW YORK counties

62 match(es) found. FHA Limits for other states

County Name	Single	Duplex	Tri-plex	Four-plex

ALBANY	$312,500	$400,050	$483,550	$600,950
ALBANY-SCHENECTADY-TROY, NY (MSA)



ALLEGANY	$271,050	$347,000	$419,425	$521,250
NON-METRO



BRONX	$729,750	$934,200	$1,129,250	$1,403,400
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ METRO



BROOME	$271,050	$347,000	$419,425	$521,250
BINGHAMTON, NY (MSA)



CATTARAUGUS	$271,050	$347,000	$419,425	$521,250
OLEAN, NY (MICRO)



CAYUGA	$271,050	$347,000	$419,425	$521,250
AUBURN, NY (MICRO)



CHAUTAUQUA	$271,050	$347,000	$419,425	$521,250
JAMESTOWN-DUNKIRK-FREDONIA, NY (MICRO)



CHEMUNG	$271,050	$347,000	$419,425	$521,250
ELMIRA, NY (MSA)



CHENANGO	$271,050	$347,000	$419,425	$521,250
NON-METRO



CLINTON	$271,050	$347,000	$419,425	$521,250
PLATTSBURGH, NY (MICRO)



COLUMBIA	$276,250	$353,650	$427,450	$531,250
HUDSON, NY (MICRO)



CORTLAND	$271,050	$347,000	$419,425	$521,250
CORTLAND, NY (MICRO)



DELAWARE	$271,050	$347,000	$419,425	$521,250
NON-METRO



DUTCHESS	$443,750	$568,050	$686,650	$853,350
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (MSA)



ERIE	$276,250	$353,650	$427,450	$531,250
BUFFALO-NIAGARA FALLS, NY (MSA)



ESSEX	$271,050	$347,000	$419,425	$521,250
NON-METRO



FRANKLIN	$271,050	$347,000	$419,425	$521,250
MALONE, NY (MICRO)



FULTON	$271,050	$347,000	$419,425	$521,250
GLOVERSVILLE, NY (MICRO)



GENESEE	$271,050	$347,000	$419,425	$521,250
BATAVIA, NY (MICRO)



GREENE	$271,050	$347,000	$419,425	$521,250
NON-METRO



HAMILTON	$271,050	$347,000	$419,425	$521,250
NON-METRO



HERKIMER	$271,050	$347,000	$419,425	$521,250
UTICA-ROME, NY (MSA)



JEFFERSON	$271,050	$347,000	$419,425	$521,250
WATERTOWN-FORT DRUM, NY (MICRO)



KINGS	$729,750	$934,200	$1,129,250	$1,403,400
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ METRO



LEWIS	$271,050	$347,000	$419,425	$521,250
NON-METRO



LIVINGSTON	$271,050	$347,000	$419,425	$521,250
ROCHESTER, NY (MSA)



MADISON	$281,250	$360,050	$435,200	$540,850
SYRACUSE, NY (MSA)



MONROE	$271,050	$347,000	$419,425	$521,250
ROCHESTER, NY (MSA)



MONTGOMERY	$271,050	$347,000	$419,425	$521,250
AMSTERDAM, NY (MICRO)



NASSAU	$729,750	$934,200	$1,129,250	$1,403,400
NASSAU-SUFFOLK, NY METROPOLITAN DIVISION



NEW YORK	$729,750	$934,200	$1,129,250	$1,403,400
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ METRO



NIAGARA	$276,250	$353,650	$427,450	$531,250
BUFFALO-NIAGARA FALLS, NY (MSA)



ONEIDA	$271,050	$347,000	$419,425	$521,250
UTICA-ROME, NY (MSA)



ONONDAGA	$281,250	$360,050	$435,200	$540,850
SYRACUSE, NY (MSA)



ONTARIO	$271,050	$347,000	$419,425	$521,250
ROCHESTER, NY (MSA)



ORANGE	$443,750	$568,050	$686,650	$853,350
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (MSA)



ORLEANS	$271,050	$347,000	$419,425	$521,250
ROCHESTER, NY (MSA)



OSWEGO	$281,250	$360,050	$435,200	$540,850
SYRACUSE, NY (MSA)



OTSEGO	$271,050	$347,000	$419,425	$521,250
ONEONTA, NY (MICRO)



PUTNAM	$729,750	$934,200	$1,129,250	$1,403,400
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ METRO



QUEENS	$729,750	$934,200	$1,129,250	$1,403,400
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ METRO



RENSSELAER	$312,500	$400,050	$483,550	$600,950
ALBANY-SCHENECTADY-TROY, NY (MSA)



RICHMOND	$729,750	$934,200	$1,129,250	$1,403,400
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ METRO



ROCKLAND	$729,750	$934,200	$1,129,250	$1,403,400
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ METRO



SARATOGA	$312,500	$400,050	$483,550	$600,950
ALBANY-SCHENECTADY-TROY, NY (MSA)



SCHENECTADY	$312,500	$400,050	$483,550	$600,950
ALBANY-SCHENECTADY-TROY, NY (MSA)



SCHOHARIE	$312,500	$400,050	$483,550	$600,950
ALBANY-SCHENECTADY-TROY, NY (MSA)



SCHUYLER	$271,050	$347,000	$419,425	$521,250
NON-METRO



SENECA	$271,050	$347,000	$419,425	$521,250
SENECA FALLS, NY (MICRO)



ST. LAWRENCE	$271,050	$347,000	$419,425	$521,250
OGDENSBURG-MASSENA, NY (MICRO)



STEUBEN	$271,050	$347,000	$419,425	$521,250
CORNING, NY (MICRO)



SUFFOLK	$729,750	$934,200	$1,129,250	$1,403,400
NASSAU-SUFFOLK, NY METROPOLITAN DIVISION



SULLIVAN	$271,050	$347,000	$419,425	$521,250
NON-METRO



TIOGA	$271,050	$347,000	$419,425	$521,250
BINGHAMTON, NY (MSA)



TOMPKINS	$271,050	$347,000	$419,425	$521,250
ITHACA, NY (MSA)



ULSTER	$406,250	$520,050	$628,650	$781,250
KINGSTON, NY (MSA)



WARREN	$271,050	$347,000	$419,425	$521,250
GLENS FALLS, NY (MSA)



WASHINGTON	$271,050	$347,000	$419,425	$521,250
GLENS FALLS, NY (MSA)



WAYNE	$271,050	$347,000	$419,425	$521,250
ROCHESTER, NY (MSA)



WESTCHESTER	$729,750	$934,200	$1,129,250	$1,403,400
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ METRO



WYOMING	$271,050	$347,000	$419,425	$521,250
NON-METRO



YATES	$271,050	$347,000	$419,425	$521,250
NON-METRO

FHA Loan Rates

Refinance Averages
for 11/20/2009

15 Year Fixed

No Points
Low Interest
Best APR

30 Year Fixed

No Points
Low Interest
Best APR

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