NORTH CAROLINA FHA limits can change based on many factors. These including average home prices in your area. FHA loan imits also increase with the number of units. A multi-unit home will qualify for a higher rate.

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FHA Limits

FHA loan limits for mortgages in NORTH CAROLINA counties

100 match(es) found. FHA Limits for other states

County Name	Single	Duplex	Tri-plex	Four-plex

ALAMANCE	$271,050	$347,000	$419,425	$521,250
BURLINGTON, NC (MSA)



ALEXANDER	$271,050	$347,000	$419,425	$521,250
HICKORY-LENOIR-MORGANTON, NC (MSA)



ALLEGHANY	$271,050	$347,000	$419,425	$521,250
NON-METRO



ANSON	$303,750	$388,850	$470,000	$584,150
CHARLOTTE-GASTONIA-CONCORD, NC-SC (MSA)



ASHE	$271,050	$347,000	$419,425	$521,250
NON-METRO



AVERY	$271,050	$347,000	$419,425	$521,250
NON-METRO



BEAUFORT	$271,050	$347,000	$419,425	$521,250
WASHINGTON, NC (MICRO)



BERTIE	$271,050	$347,000	$419,425	$521,250
NON-METRO



BLADEN	$271,050	$347,000	$419,425	$521,250
NON-METRO



BRUNSWICK	$303,750	$388,850	$470,000	$584,150
WILMINGTON, NC (MSA)



BUNCOMBE	$303,750	$388,850	$470,000	$584,150
ASHEVILLE, NC (MSA)



BURKE	$271,050	$347,000	$419,425	$521,250
HICKORY-LENOIR-MORGANTON, NC (MSA)



CABARRUS	$303,750	$388,850	$470,000	$584,150
CHARLOTTE-GASTONIA-CONCORD, NC-SC (MSA)



CALDWELL	$271,050	$347,000	$419,425	$521,250
HICKORY-LENOIR-MORGANTON, NC (MSA)



CAMDEN	$729,750	$934,200	$1,129,250	$1,403,400
ELIZABETH CITY, NC (MICRO)



CARTERET	$287,500	$368,050	$444,900	$552,900
MOREHEAD CITY, NC (MICRO)



CASWELL	$271,050	$347,000	$419,425	$521,250
NON-METRO



CATAWBA	$271,050	$347,000	$419,425	$521,250
HICKORY-LENOIR-MORGANTON, NC (MSA)



CHATHAM	$334,650	$428,400	$517,850	$643,550
DURHAM, NC (MSA)



CHEROKEE	$271,050	$347,000	$419,425	$521,250
NON-METRO



CHOWAN	$271,050	$347,000	$419,425	$521,250
NON-METRO



CLAY	$271,050	$347,000	$419,425	$521,250
NON-METRO



CLEVELAND	$271,050	$347,000	$419,425	$521,250
SHELBY, NC (MICRO)



COLUMBUS	$271,050	$347,000	$419,425	$521,250
NON-METRO



CRAVEN	$271,050	$347,000	$419,425	$521,250
NEW BERN, NC (MICRO)



CUMBERLAND	$271,050	$347,000	$419,425	$521,250
FAYETTEVILLE, NC (MSA)



CURRITUCK	$458,850	$587,400	$710,050	$882,400
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (MSA)



DARE	$460,000	$588,850	$711,800	$884,600
KILL DEVIL HILLS, NC (MICRO)



DAVIDSON	$271,050	$347,000	$419,425	$521,250
THOMASVILLE-LEXINGTON, NC (MICRO)



DAVIE	$271,050	$347,000	$419,425	$521,250
WINSTON-SALEM, NC (MSA)



DUPLIN	$271,050	$347,000	$419,425	$521,250
NON-METRO



DURHAM	$334,650	$428,400	$517,850	$643,550
DURHAM, NC (MSA)



EDGECOMBE	$271,050	$347,000	$419,425	$521,250
ROCKY MOUNT, NC (MSA)



FORSYTH	$271,050	$347,000	$419,425	$521,250
WINSTON-SALEM, NC (MSA)



FRANKLIN	$295,000	$377,650	$456,500	$567,300
RALEIGH-CARY, NC (MSA)



GASTON	$303,750	$388,850	$470,000	$584,150
CHARLOTTE-GASTONIA-CONCORD, NC-SC (MSA)



GATES	$271,050	$347,000	$419,425	$521,250
NON-METRO



GRAHAM	$271,050	$347,000	$419,425	$521,250
NON-METRO



GRANVILLE	$271,050	$347,000	$419,425	$521,250
NON-METRO



GREENE	$271,050	$347,000	$419,425	$521,250
GREENVILLE, NC (MSA)



GUILFORD	$271,050	$347,000	$419,425	$521,250
GREENSBORO-HIGH POINT, NC (MSA)



HALIFAX	$271,050	$347,000	$419,425	$521,250
ROANOKE RAPIDS, NC (MICRO)



HARNETT	$271,050	$347,000	$419,425	$521,250
DUNN, NC (MICRO)



HAYWOOD	$303,750	$388,850	$470,000	$584,150
ASHEVILLE, NC (MSA)



HENDERSON	$303,750	$388,850	$470,000	$584,150
ASHEVILLE, NC (MSA)



HERTFORD	$271,050	$347,000	$419,425	$521,250
NON-METRO



HOKE	$271,050	$347,000	$419,425	$521,250
FAYETTEVILLE, NC (MSA)



HYDE	$483,000	$618,300	$747,400	$928,850
NON-METRO



IREDELL	$271,050	$347,000	$419,425	$521,250
STATESVILLE-MOORESVILLE, NC (MICRO)



JACKSON	$271,050	$347,000	$419,425	$521,250
NON-METRO



JOHNSTON	$295,000	$377,650	$456,500	$567,300
RALEIGH-CARY, NC (MSA)



JONES	$271,050	$347,000	$419,425	$521,250
NEW BERN, NC (MICRO)



LEE	$271,050	$347,000	$419,425	$521,250
SANFORD, NC (MICRO)



LENOIR	$271,050	$347,000	$419,425	$521,250
KINSTON, NC (MICRO)



LINCOLN	$271,050	$347,000	$419,425	$521,250
LINCOLNTON, NC (MICRO)



MACON	$271,050	$347,000	$419,425	$521,250
NON-METRO



MADISON	$303,750	$388,850	$470,000	$584,150
ASHEVILLE, NC (MSA)



MARTIN	$271,050	$347,000	$419,425	$521,250
NON-METRO



MCDOWELL	$271,050	$347,000	$419,425	$521,250
NON-METRO



MECKLENBURG	$303,750	$388,850	$470,000	$584,150
CHARLOTTE-GASTONIA-CONCORD, NC-SC (MSA)



MITCHELL	$271,050	$347,000	$419,425	$521,250
NON-METRO



MONTGOMERY	$271,050	$347,000	$419,425	$521,250
NON-METRO



MOORE	$271,050	$347,000	$419,425	$521,250
SOUTHERN PINES-PINEHURST, NC (MICRO)



NASH	$271,050	$347,000	$419,425	$521,250
ROCKY MOUNT, NC (MSA)



NEW HANOVER	$303,750	$388,850	$470,000	$584,150
WILMINGTON, NC (MSA)



NORTHAMPTON	$271,050	$347,000	$419,425	$521,250
ROANOKE RAPIDS, NC (MICRO)



ONSLOW	$306,250	$392,050	$473,900	$588,950
JACKSONVILLE, NC (MSA)



ORANGE	$334,650	$428,400	$517,850	$643,550
DURHAM, NC (MSA)



PAMLICO	$271,050	$347,000	$419,425	$521,250
NEW BERN, NC (MICRO)



PASQUOTANK	$729,750	$934,200	$1,129,250	$1,403,400
ELIZABETH CITY, NC (MICRO)



PENDER	$303,750	$388,850	$470,000	$584,150
WILMINGTON, NC (MSA)



PERQUIMANS	$729,750	$934,200	$1,129,250	$1,403,400
ELIZABETH CITY, NC (MICRO)



PERSON	$334,650	$428,400	$517,850	$643,550
DURHAM, NC (MSA)



PITT	$271,050	$347,000	$419,425	$521,250
GREENVILLE, NC (MSA)



POLK	$271,050	$347,000	$419,425	$521,250
NON-METRO



RANDOLPH	$271,050	$347,000	$419,425	$521,250
GREENSBORO-HIGH POINT, NC (MSA)



RICHMOND	$271,050	$347,000	$419,425	$521,250
ROCKINGHAM, NC (MICRO)



ROBESON	$271,050	$347,000	$419,425	$521,250
LUMBERTON, NC (MICRO)



ROCKINGHAM	$271,050	$347,000	$419,425	$521,250
GREENSBORO-HIGH POINT, NC (MSA)



ROWAN	$271,050	$347,000	$419,425	$521,250
SALISBURY, NC (MICRO)



RUTHERFORD	$271,050	$347,000	$419,425	$521,250
FOREST CITY, NC (MICRO)



SAMPSON	$271,050	$347,000	$419,425	$521,250
NON-METRO



SCOTLAND	$271,050	$347,000	$419,425	$521,250
LAURINBURG, NC (MICRO)



STANLY	$271,050	$347,000	$419,425	$521,250
ALBEMARLE, NC (MICRO)



STOKES	$271,050	$347,000	$419,425	$521,250
WINSTON-SALEM, NC (MSA)



SURRY	$271,050	$347,000	$419,425	$521,250
MOUNT AIRY, NC (MICRO)



SWAIN	$271,050	$347,000	$419,425	$521,250
NON-METRO



TRANSYLVANIA	$293,750	$376,050	$454,550	$564,900
BREVARD, NC (MICRO)



TYRRELL	$271,050	$347,000	$419,425	$521,250
NON-METRO



UNION	$303,750	$388,850	$470,000	$584,150
CHARLOTTE-GASTONIA-CONCORD, NC-SC (MSA)



VANCE	$271,050	$347,000	$419,425	$521,250
HENDERSON, NC (MICRO)



WAKE	$295,000	$377,650	$456,500	$567,300
RALEIGH-CARY, NC (MSA)



WARREN	$271,050	$347,000	$419,425	$521,250
NON-METRO



WASHINGTON	$271,050	$347,000	$419,425	$521,250
NON-METRO



WATAUGA	$285,000	$364,850	$441,000	$548,050
BOONE, NC (MICRO)



WAYNE	$271,050	$347,000	$419,425	$521,250
GOLDSBORO, NC (MSA)



WILKES	$271,050	$347,000	$419,425	$521,250
NORTH WILKESBORO, NC (MICRO)



WILSON	$271,050	$347,000	$419,425	$521,250
WILSON, NC (MICRO)



YADKIN	$271,050	$347,000	$419,425	$521,250
WINSTON-SALEM, NC (MSA)



YANCEY	$271,050	$347,000	$419,425	$521,250
NON-METRO

FHA Loan Rates

Refinance Averages
for 11/20/2009

15 Year Fixed

No Points
Low Interest
Best APR

30 Year Fixed

No Points
Low Interest
Best APR

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