VIRGINIA FHA limits can change based on many factors. These including average home prices in your area. FHA loan imits also increase with the number of units. A multi-unit home will qualify for a higher rate.
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FHA Limits
FHA loan limits for mortgages in VIRGINIA counties
135 match(es) found. FHA Limits for other states| County Name | Single | Duplex | Tri-plex | Four-plex |
| ACCOMACK | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| ALBEMARLE | $437,000 | $559,450 | $676,200 | $840,400 |
| CHARLOTTESVILLE, VA (MSA) | ||||
| ALEXANDRIA | $729,750 | $934,200 | $1,129,250 | $1,403,400 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV METRO | ||||
| ALLEGHANY | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| AMELIA | $535,900 | $686,050 | $829,250 | $1,030,600 |
| RICHMOND, VA (MSA) | ||||
| AMHERST | $271,050 | $347,000 | $419,425 | $521,250 |
| LYNCHBURG, VA (MSA) | ||||
| APPOMATTOX | $271,050 | $347,000 | $419,425 | $521,250 |
| LYNCHBURG, VA (MSA) | ||||
| ARLINGTON | $729,750 | $934,200 | $1,129,250 | $1,403,400 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV METRO | ||||
| AUGUSTA | $271,050 | $347,000 | $419,425 | $521,250 |
| STAUNTON-WAYNESBORO, VA (MICRO) | ||||
| BATH | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| BEDFORD | $271,050 | $347,000 | $419,425 | $521,250 |
| LYNCHBURG, VA (MSA) | ||||
| BEDFORD IND | $271,050 | $347,000 | $419,425 | $521,250 |
| LYNCHBURG, VA (MSA) | ||||
| BLAND | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| BOTETOURT | $280,000 | $358,450 | $433,250 | $538,450 |
| ROANOKE, VA (MSA) | ||||
| BRISTOL | $271,050 | $347,000 | $419,425 | $521,250 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA (MSA) | ||||
| BRUNSWICK | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| BUCHANAN | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| BUCKINGHAM | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| BUENA VISTA | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| CAMPBELL | $271,050 | $347,000 | $419,425 | $521,250 |
| LYNCHBURG, VA (MSA) | ||||
| CAROLINE | $535,900 | $686,050 | $829,250 | $1,030,600 |
| RICHMOND, VA (MSA) | ||||
| CARROLL | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| CHARLES CITY | $535,900 | $686,050 | $829,250 | $1,030,600 |
| RICHMOND, VA (MSA) | ||||
| CHARLOTTE | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| CHARLOTTESVILLE | $437,000 | $559,450 | $676,200 | $840,400 |
| CHARLOTTESVILLE, VA (MSA) | ||||
| CHESAPEAKE | $458,850 | $587,400 | $710,050 | $882,400 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (MSA) | ||||
| CHESTERFIELD | $535,900 | $686,050 | $829,250 | $1,030,600 |
| RICHMOND, VA (MSA) | ||||
| CLARKE | $729,750 | $934,200 | $1,129,250 | $1,403,400 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV METRO | ||||
| CLIFTON FORGE | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| COLONIAL HEIGHT | $535,900 | $686,050 | $829,250 | $1,030,600 |
| RICHMOND, VA (MSA) | ||||
| COVINGTON | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| CRAIG | $280,000 | $358,450 | $433,250 | $538,450 |
| ROANOKE, VA (MSA) | ||||
| CULPEPER | $382,500 | $489,650 | $591,900 | $735,600 |
| CULPEPER, VA (MICRO) | ||||
| CUMBERLAND | $535,900 | $686,050 | $829,250 | $1,030,600 |
| RICHMOND, VA (MSA) | ||||
| DANVILLE | $271,050 | $347,000 | $419,425 | $521,250 |
| DANVILLE, VA (MSA) | ||||
| DICKENSON | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| DINWIDDIE | $535,900 | $686,050 | $829,250 | $1,030,600 |
| RICHMOND, VA (MSA) | ||||
| EMPORIA | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| ESSEX | $375,000 | $480,050 | $580,300 | $721,150 |
| NON-METRO | ||||
| FAIRFAX | $729,750 | $934,200 | $1,129,250 | $1,403,400 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV METRO | ||||
| FAIRFAX IND | $729,750 | $934,200 | $1,129,250 | $1,403,400 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV METRO | ||||
| FALLS CHURCH | $729,750 | $934,200 | $1,129,250 | $1,403,400 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV METRO | ||||
| FAUQUIER | $729,750 | $934,200 | $1,129,250 | $1,403,400 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV METRO | ||||
| FLOYD | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| FLUVANNA | $437,000 | $559,450 | $676,200 | $840,400 |
| CHARLOTTESVILLE, VA (MSA) | ||||
| FRANKLIN | $280,000 | $358,450 | $433,250 | $538,450 |
| ROANOKE, VA (MSA) | ||||
| FRANKLIN IND | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| FREDERICK | $475,000 | $608,100 | $735,050 | $913,450 |
| WINCHESTER, VA-WV (MSA) | ||||
| FREDERICKSBURG | $729,750 | $934,200 | $1,129,250 | $1,403,400 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV METRO | ||||
| GALAX | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| GILES | $271,050 | $347,000 | $419,425 | $521,250 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA (MSA) | ||||
| GLOUCESTER | $458,850 | $587,400 | $710,050 | $882,400 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (MSA) | ||||
| GOOCHLAND | $535,900 | $686,050 | $829,250 | $1,030,600 |
| RICHMOND, VA (MSA) | ||||
| GRAYSON | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| GREENE | $437,000 | $559,450 | $676,200 | $840,400 |
| CHARLOTTESVILLE, VA (MSA) | ||||
| GREENSVILLE | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| HALIFAX | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| HAMPTON | $458,850 | $587,400 | $710,050 | $882,400 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (MSA) | ||||
| HANOVER | $535,900 | $686,050 | $829,250 | $1,030,600 |
| RICHMOND, VA (MSA) | ||||
| HARRISONBURG | $277,150 | $354,800 | $428,850 | $532,950 |
| HARRISONBURG, VA (MSA) | ||||
| HENRICO | $535,900 | $686,050 | $829,250 | $1,030,600 |
| RICHMOND, VA (MSA) | ||||
| HENRY | $271,050 | $347,000 | $419,425 | $521,250 |
| MARTINSVILLE, VA (MICRO) | ||||
| HIGHLAND | $287,500 | $368,050 | $444,900 | $552,900 |
| NON-METRO | ||||
| HOPEWELL | $535,900 | $686,050 | $829,250 | $1,030,600 |
| RICHMOND, VA (MSA) | ||||
| ISLE OF WIGHT | $458,850 | $587,400 | $710,050 | $882,400 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (MSA) | ||||
| JAMES CITY | $458,850 | $587,400 | $710,050 | $882,400 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (MSA) | ||||
| KING AND QUEEN | $535,900 | $686,050 | $829,250 | $1,030,600 |
| RICHMOND, VA (MSA) | ||||
| KING GEORGE | $386,250 | $494,450 | $597,700 | $742,800 |
| NON-METRO | ||||
| KING WILLIAM | $535,900 | $686,050 | $829,250 | $1,030,600 |
| RICHMOND, VA (MSA) | ||||
| LANCASTER | $545,000 | $697,700 | $843,350 | $1,048,100 |
| NON-METRO | ||||
| LEE | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| LEXINGTON | $296,250 | $379,250 | $458,400 | $569,700 |
| NON-METRO | ||||
| LOUDOUN | $729,750 | $934,200 | $1,129,250 | $1,403,400 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV METRO | ||||
| LOUISA | $535,900 | $686,050 | $829,250 | $1,030,600 |
| RICHMOND, VA (MSA) | ||||
| LUNENBURG | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| LYNCHBURG | $271,050 | $347,000 | $419,425 | $521,250 |
| LYNCHBURG, VA (MSA) | ||||
| MADISON | $277,500 | $355,250 | $429,400 | $533,650 |
| NON-METRO | ||||
| MANASSAS | $729,750 | $934,200 | $1,129,250 | $1,403,400 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV METRO | ||||
| MANASSAS PARK | $729,750 | $934,200 | $1,129,250 | $1,403,400 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV METRO | ||||
| MARTINSVILLE | $271,050 | $347,000 | $419,425 | $521,250 |
| MARTINSVILLE, VA (MICRO) | ||||
| MATHEWS | $458,850 | $587,400 | $710,050 | $882,400 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (MSA) | ||||
| MECKLENBURG | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| MIDDLESEX | $330,000 | $422,450 | $510,650 | $634,600 |
| NON-METRO | ||||
| MONTGOMERY | $271,050 | $347,000 | $419,425 | $521,250 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA (MSA) | ||||
| NELSON | $437,000 | $559,450 | $676,200 | $840,400 |
| CHARLOTTESVILLE, VA (MSA) | ||||
| NEW KENT | $535,900 | $686,050 | $829,250 | $1,030,600 |
| RICHMOND, VA (MSA) | ||||
| NEWPORT NEWS | $458,850 | $587,400 | $710,050 | $882,400 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (MSA) | ||||
| NORFOLK | $458,850 | $587,400 | $710,050 | $882,400 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (MSA) | ||||
| NORTHAMPTON | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| NORTHUMBERLAND | $392,500 | $502,450 | $607,350 | $754,800 |
| NON-METRO | ||||
| NORTON | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| NOTTOWAY | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| ORANGE | $331,250 | $424,050 | $512,600 | $637,000 |
| NON-METRO | ||||
| PAGE | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| PATRICK | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| PETERSBURG | $535,900 | $686,050 | $829,250 | $1,030,600 |
| RICHMOND, VA (MSA) | ||||
| PITTSYLVANIA | $271,050 | $347,000 | $419,425 | $521,250 |
| DANVILLE, VA (MSA) | ||||
| POQUOSON | $458,850 | $587,400 | $710,050 | $882,400 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (MSA) | ||||
| PORTSMOUTH | $458,850 | $587,400 | $710,050 | $882,400 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (MSA) | ||||
| POWHATAN | $535,900 | $686,050 | $829,250 | $1,030,600 |
| RICHMOND, VA (MSA) | ||||
| PRINCE EDWARD | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| PRINCE GEORGE | $535,900 | $686,050 | $829,250 | $1,030,600 |
| RICHMOND, VA (MSA) | ||||
| PRINCE WILLIAM | $729,750 | $934,200 | $1,129,250 | $1,403,400 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV METRO | ||||
| PULASKI | $271,050 | $347,000 | $419,425 | $521,250 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA (MSA) | ||||
| RADFORD | $271,050 | $347,000 | $419,425 | $521,250 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA (MSA) | ||||
| RAPPAHANNOCK | $359,950 | $460,800 | $557,000 | $692,200 |
| NON-METRO | ||||
| RICHMOND | $300,000 | $384,050 | $464,200 | $576,900 |
| NON-METRO | ||||
| RICHMOND IND | $535,900 | $686,050 | $829,250 | $1,030,600 |
| RICHMOND, VA (MSA) | ||||
| ROANOKE | $280,000 | $358,450 | $433,250 | $538,450 |
| ROANOKE, VA (MSA) | ||||
| ROANOKE IND | $280,000 | $358,450 | $433,250 | $538,450 |
| ROANOKE, VA (MSA) | ||||
| ROCKBRIDGE | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| ROCKINGHAM | $277,150 | $354,800 | $428,850 | $532,950 |
| HARRISONBURG, VA (MSA) | ||||
| RUSSELL | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| SALEM | $280,000 | $358,450 | $433,250 | $538,450 |
| ROANOKE, VA (MSA) | ||||
| SCOTT | $271,050 | $347,000 | $419,425 | $521,250 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA (MSA) | ||||
| SHENANDOAH | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| SMYTH | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| SOUTHAMPTON | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| SPOTSYLVANIA | $729,750 | $934,200 | $1,129,250 | $1,403,400 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV METRO | ||||
| STAFFORD | $729,750 | $934,200 | $1,129,250 | $1,403,400 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV METRO | ||||
| STAUNTON | $271,050 | $347,000 | $419,425 | $521,250 |
| STAUNTON-WAYNESBORO, VA (MICRO) | ||||
| SUFFOLK | $458,850 | $587,400 | $710,050 | $882,400 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (MSA) | ||||
| SURRY | $458,850 | $587,400 | $710,050 | $882,400 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (MSA) | ||||
| SUSSEX | $535,900 | $686,050 | $829,250 | $1,030,600 |
| RICHMOND, VA (MSA) | ||||
| TAZEWELL | $271,050 | $347,000 | $419,425 | $521,250 |
| BLUEFIELD, WV-VA (MICRO) | ||||
| VIRGINIA BEACH | $458,850 | $587,400 | $710,050 | $882,400 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (MSA) | ||||
| WARREN | $729,750 | $934,200 | $1,129,250 | $1,403,400 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV METRO | ||||
| WASHINGTON | $271,050 | $347,000 | $419,425 | $521,250 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA (MSA) | ||||
| WAYNESBORO | $271,050 | $347,000 | $419,425 | $521,250 |
| STAUNTON-WAYNESBORO, VA (MICRO) | ||||
| WESTMORELAND | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| WILLIAMSBURG | $458,850 | $587,400 | $710,050 | $882,400 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (MSA) | ||||
| WINCHESTER | $475,000 | $608,100 | $735,050 | $913,450 |
| WINCHESTER, VA-WV (MSA) | ||||
| WISE | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| WYTHE | $271,050 | $347,000 | $419,425 | $521,250 |
| NON-METRO | ||||
| YORK | $458,850 | $587,400 | $710,050 | $882,400 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (MSA) | ||||
FHA Loan Rates
Refinance Averages
for 11/20/2009
for 11/20/2009
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Helping you make the best financial choices, build wealth, and save money during and after your military service.
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Offering VA loan products that meet the home financing needs of active duty military and veterans across the country.
-- VA Loan Limits
-- VA Loan Refinance
-- VA Loan Guidelines
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