Now an agency within HUD, the Federal Housing Administration creates opportunities for Americans to own homes. The FHA gives them the security they need to lend to first-time buyers who might not be able to qualify for conventional loans.
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Equal Housing Lender

Getting an FHA Loan

Our FHA Morgage Experts are Ready to Help

The people at specialize in getting FHA mortgage loans for our customers. We offer a full menu of FHA mortgage products focused on meeting your home financing needs. Our free pre-approvals give you the comfort you need to shop for your home with confidence. We make getting loans fast, easy and convenient.

Our mortgage partner is a publicly traded corporation that is a direct lender and approved by the Federal Housing Administration in all 50 states.

FHA LOAN QUESTION # 19   [ -more FHA questions- ]

Q: What types of closing costs are associated with FHA-insured loans?

A: Except for the addition of an FHA mortgage insurance premium, FHA closing costs are similar to those of a conventional loan. The FHA requires a single, up-front mortgage insurance premium equal to 2.25% of the mortgage to be paid at closing (or 1.75% if you complete the HELP program). This initial premium may be partially refunded if the loan is paid in full during the first seven years of the loan term. After closing, you will then be responsible for an annual premium - paid monthly - if your mortgage is over 15 years or if you have a 15-year loan with an LTV greater than 90%.

FHALoan is a private corporation, is not a government agency, and does not make loans.