Now an agency within HUD, the Federal Housing Administration creates opportunities for Americans to own homes. The FHA gives them the security they need to lend to first-time buyers who might not be able to qualify for conventional loans.
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Equal Housing Lender

Getting an FHA Loan

Our FHA Morgage Experts are Ready to Help

The people at specialize in getting FHA mortgage loans for our customers. We offer a full menu of FHA mortgage products focused on meeting your home financing needs. Our free pre-approvals give you the comfort you need to shop for your home with confidence. We make getting loans fast, easy and convenient.

Our mortgage partner is a publicly traded corporation that is a direct lender and approved by the Federal Housing Administration in all 50 states.

FHA LOAN QUESTION # 18   [ -more FHA questions- ]

Q: What is the debt-to-income ratio for FHA loans?

A: The FHA allows you to use 29% of your income towards housing costs and 41% towards housing expenses and other long-term debt. With a conventional loan, this qualifying ratio allows only 28% toward housing and 36% towards housing and other debt.

FHALoan is a private corporation, is not a government agency, and does not make loans.