FHA down payment grants and community redevelopment programs offer affordable housing opportunities to first-time homebuyers, low-income and moderate-income individuals and families who wish to achieve homeownership.
The AmeriDream program is designed to provide downpayment assistance to low and moderate income homebuyers who demonstrate the need for financial assistance. To use their program, Buyers must purchase a home enrolled in The AmeriDream downpayment Gift Program and qualify for a mortgage.
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The Nehemiah program is a private California non-profit organization that offers down payment assistance programs to qualified homebuyers. This programs offers free gift funds to be used towards the down payment and closing costs for eligible FHA loan programs.
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The Housing Action Resource Trust (HART) program is a California 501 c (3) non-profit housing and nommunity development corporation that promotes homeownership by offering down payment assistance programs to qualified low and moderate income homebuyers.
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The Partners in Charity (PIC) is a non-profit corporation that promotes homeownership by offering down payment assistance programs to qualified low and moderate income homebuyers. This programs offers free gift funds to be used towards the down
payment and closing costs for eligible FHA loan programs.
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With the Family Home Providers Program, those with an FHA loan or who pre-qualify for an FHA home loan may be eligible for 3% of the final contract price of the home. The home must appraise for the sales contract price or more, and the seller pays closing costs.
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Futures Home Assistance is a non-profit charity group which offers a down payment gift up to 6% of the closing costs of a home purchased with an FHA loan. You may be eligible for additional funds beyond the usual 6%.
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Genesis Program, otherwise known as Grant America offers down payment assistance to low and middle income home buyers including those with an FHA loan or pre-approval for an FHA home loan. Grant America offers up to $34,000 in down payment assistance for new or resale homes.
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Newsong provides down payment assistance for purchases of both residential and commercial properties. The program features a one-time gift to cover all closing costs, and those who qualify for an FHA loan are eligible to apply for Newsong.
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The Responsible Home Ownership program is operated the non-profit Community Housing and Development Corp. This program offers down payment assistance specifically to low-income individuals who have steady income and good credit.
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The Quickdown program works together with non-profit agencies to offer down payment help for home buyers with approved or pre-approved FHA home loans. Quickdown is designed for first-time home buyers who can't afford to buy a home without down payment assistance.
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American Family Funds runs a non-profit charity called The Dove Foundation. This charity offers down payment and/or closing cost assistance to home buyers with FHA home loans and to those pre-approved for FHA loans.
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