FHA Loan Guidelines for HUD Mortgage Loans: FHA purchase or refinance with a low down payment.

30 Year Fixed

No Points
Low Interest
Best APR

15 Year Fixed

No Points
Low Interest
Best APR

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FHA LOAN EXPERTS

See how we make the American dream a reality. Whether you're a first time homebuyer, moving to a new home or want to refinance your existing conventional or FHA mortgage, the FHA loan program will let you purchase a home with a low down payment and flexible guidelines. We have all the information to take care of your FHA mortgage research needs.

With no income limits or credit scoring, many people who can afford the monthly mortgage payments and have reasonable credit will qualify for an FHA mortgage.

Now is the time for an
FHA HOME LOAN

FHALoan.com is a private mortgage company specializing in fha home loans and is not associated with the federal government or HUD / FHA.

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	FREQUENT FHA HUD QUESTION # 12 [ -more questions- ] - - - - - - Q: What is the debt-to-income ratio for FHA loans? A: The FHA allows you to use 29% of your income towards housing costs and 41% towards housing expenses and other long-term debt. With a conventional loan, this qualifying ratio allows only 28% toward housing and 36% towards housing and other debt.