The FHA loan program will let you purchase a home with a low down payment and flexible guidelines. FHA refinance mortgages are a great option for those who want to lower their monthly mortgage payment or consolidate their bills.
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See how we make the American dream a reality. Whether you're a first time homebuyer, moving to a new home or want to refinance your existing conventional or FHA mortgage, the FHA loan program will let you purchase a home with a low down payment and flexible guidelines.

We have all the information to take care of your FHA mortgage research needs. With no income limits or credit scoring, many people who can afford the monthly mortgage payments and have reasonable credit will qualify for an FHA mortgage.



There are many different types of FHA mortgage loans to apply for; one of those is the FHA adjustable rate mortgage or ARM loan. Adjustable rate mortgages have an introductory rate period and a period where the interest rates can change. FHA insured home loans can be used for a variety of properties and purposes. Those who apply and qualify for FHA loans can purchase a home for up to four families, a condo or even a manufactured home on a permanent foundation. What does it take to be eligible to apply for an FHA home loan? FHA requirements include details about income, credit rating and other factors, but before a loan officer looks at any of that information, an applicant has to meet the basics.



FHA Loan Rates
Refinance Averages
for 7/23/2014
15 Year Fixed
No Points
Low Interest
Best APR
OR
30 Year Fixed
No Points
Low Interest
Best APR
FHALoan is a private corporation, is not a government agency, and does not make loans.