The FHA loan program will let you purchase a home with a low down payment and flexible guidelines. FHA refinance mortgages are a great option for those who want to lower their monthly mortgage payment or consolidate their bills.
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See how we make the American dream a reality. Whether you're a first time homebuyer, moving to a new home or want to refinance your existing conventional or FHA mortgage, the FHA loan program will let you purchase a home with a low down payment and flexible guidelines.

We have all the information to take care of your FHA mortgage research needs. With no income limits or credit scoring, many people who can afford the monthly mortgage payments and have reasonable credit will qualify for an FHA mortgage.



If you are contemplating an FHA loan on your first home, you may qualify for an $8,000 tax credit. But, you aren’t instantly eligible for the 2009 tax break--there are requirements you must meet. The Obama mortgage option comes with many questions, but one of the most popular is, “Will the Obama Mortgage lower my monthly payments?” While the answer depends greatly on your specific circumstances, you can decide if this homeowner relief program is for you by answering a few simple questions about your loan. When you start researching FHA loans you’ll learn a lot about getting an FHA mortgage and the process of applying. But even with all the information you can find on the Internet, there’s plenty of confusion to clear up about FHA loans.



FHA Loan Rates
Refinance Averages
for 7/29/2010
15 Year Fixed
No Points
Low Interest
Best APR
OR
30 Year Fixed
No Points
Low Interest
Best APR
FHALoans.com is a private company specializing in FHA financing and is not a government agency.