FHA streamline refinance loans provide a way for current FHA homeowners to lower their interest rate with little or no out-of-pocket costs.

GET an FHA LOAN

What is an FHA Loan?

FHA Loans

FHA Refinance

Obama Mortgage

Hope for Homeowners

Streamline Refinance

FHA Foreclosures

FHA PROGRAMS

FHA Fixed Rate

FHA Adjustable Rate

Graduated Payment

Growing Equity

Energy Efficient

Condominium

FHA GUIDELINES

FHA Limits

FHA Closing Costs

Mortgage Insurance

Debt to Income Ratios

FHA Credit

FHA Requirements

Down Payment Grants

FHA Loan Questions

FHA GRANTS

AmeriDream

Nehemiah

HART

Partners in Charity

Family Home Providers

Futures Home Assistance

Genesis/Grant America

Newsong

Responsible Home

Quickdown

American Family

ABOUT OUR COMPANY

About FHALoan.com

Corporate Contacts

Privacy Policy

FHA Loan Site Map

FHA Refinance Loans

The FHA has created a rate reduction program called the Streamline Refinance. This provides a way for current FHA homeowners to lower their interest rate with little or no out-of-pocket costs. These loans can also be made faster and with less documentation than a typical loan.

"No Cost" Streamlines let you refinance your mortgage with no out-of-pocket expenses. One option is to let the lender pay the costs in exchange for a higher interest rate. Another option that lets you obtain market rates is to roll the closing costs into the new loan.

If you want to refinance your home mortgage using an FHA refinancing loan, it’s important to understand a few facts at the start of the application process. FHA refinancing is different than the FHA HOPE for Homeowners refinancing program. When you decide to apply for an FHA Refinance loan, there are several questions you’ll need to answer to set the approval process in motion. Some questions are about planning issues, others are directly related to whether or not an FHA Refinance loan is for you.