CALIFORNIA FHA limits can change based on many factors. These including average home prices in your area. FHA loan imits also increase with the number of units. A multi-unit home will qualify for a higher rate.

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FHA Limits

FHA loan limits for mortgages in CALIFORNIA counties

58 match(es) found. FHA Limits for other states

County Name	Single	Duplex	Tri-plex	Four-plex

ALAMEDA	$729,750	$934,200	$1,129,250	$1,403,400
OAKLAND-FREMONT-HAYWARD, CA METROPOLITAN DIVISION



ALPINE	$547,500	$700,900	$847,200	$1,052,900
NON-METRO



AMADOR	$443,750	$568,050	$686,650	$853,350
NON-METRO



BUTTE	$400,000	$512,050	$618,950	$769,250
CHICO, CA (MSA)



CALAVERAS	$462,500	$592,050	$715,700	$889,450
NON-METRO



COLUSA	$397,500	$508,850	$615,100	$764,400
NON-METRO



CONTRA COSTA	$729,750	$934,200	$1,129,250	$1,403,400
OAKLAND-FREMONT-HAYWARD, CA METROPOLITAN DIVISION



DEL NORTE	$311,250	$398,450	$481,650	$598,550
CRESCENT CITY, CA (MICRO)



EL DORADO	$580,000	$742,500	$897,500	$1,115,400
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA (MSA)



FRESNO	$381,250	$488,050	$589,950	$733,150
FRESNO, CA (MSA)



GLENN	$287,500	$368,050	$444,900	$552,900
NON-METRO



HUMBOLDT	$393,750	$504,050	$609,300	$757,200
EUREKA-ARCATA-FORTUNA, CA (MICRO)



IMPERIAL	$325,000	$416,050	$502,900	$625,000
EL CENTRO, CA (MSA)



INYO	$437,500	$560,050	$677,000	$841,350
BISHOP, CA (MICRO)



KERN	$368,750	$472,050	$570,600	$709,150
BAKERSFIELD, CA (MSA)



KINGS	$325,000	$416,050	$502,900	$625,000
HANFORD-CORCORAN, CA (MSA)



LAKE	$401,250	$513,650	$620,900	$771,650
CLEARLAKE, CA (MICRO)



LASSEN	$285,000	$364,850	$441,000	$548,050
SUSANVILLE, CA (MICRO)



LOS ANGELES	$729,750	$934,200	$1,129,250	$1,403,400
LOS ANGELES-LONG BEACH-GLENDALE, CA METROPOLITAN D



MADERA	$425,000	$544,050	$657,650	$817,300
MADERA, CA (MSA)



MARIN	$729,750	$934,200	$1,129,250	$1,403,400
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA METROPOLI



MARIPOSA	$412,500	$528,050	$638,300	$793,250
NON-METRO



MENDOCINO	$512,500	$656,100	$793,050	$985,600
UKIAH, CA (MICRO)



MERCED	$472,500	$604,900	$731,150	$908,650
MERCED, CA (MSA)



MODOC	$271,050	$347,000	$419,425	$521,250
NON-METRO



MONO	$529,000	$677,200	$818,600	$1,017,300
NON-METRO



MONTEREY	$729,750	$934,200	$1,129,250	$1,403,400
SALINAS, CA (MSA)



NAPA	$729,750	$934,200	$1,129,250	$1,403,400
NAPA, CA (MSA)



NEVADA	$562,500	$720,100	$870,450	$1,081,750
TRUCKEE-GRASS VALLEY, CA (MICRO)



ORANGE	$729,750	$934,200	$1,129,250	$1,403,400
SANTA ANA-ANAHEIM-IRVINE, CA METROPOLITAN DIVISION



PLACER	$580,000	$742,500	$897,500	$1,115,400
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA (MSA)



PLUMAS	$410,000	$524,850	$634,450	$788,450
NON-METRO



RIVERSIDE	$500,000	$640,100	$773,700	$961,550
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (MSA)



SACRAMENTO	$580,000	$742,500	$897,500	$1,115,400
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA (MSA)



SAN BENITO	$729,750	$934,200	$1,129,250	$1,403,400
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (MSA)



SAN BERNARDINO	$500,000	$640,100	$773,700	$961,550
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (MSA)



SAN DIEGO	$697,500	$892,950	$1,079,350	$1,341,350
SAN DIEGO-CARLSBAD-SAN MARCOS, CA (MSA)



SAN FRANCISCO	$729,750	$934,200	$1,129,250	$1,403,400
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA METROPOLI



SAN JOAQUIN	$488,750	$625,700	$756,300	$939,900
STOCKTON, CA (MSA)



SAN LUIS OBISPO	$687,500	$880,100	$1,063,850	$1,322,150
SAN LUIS OBISPO-PASO ROBLES, CA (MSA)



SAN MATEO	$729,750	$934,200	$1,129,250	$1,403,400
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA METROPOLI



SANTA BARBARA	$729,750	$934,200	$1,129,250	$1,403,400
SANTA BARBARA-SANTA MARIA, CA (MSA)



SANTA CLARA	$729,750	$934,200	$1,129,250	$1,403,400
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (MSA)



SANTA CRUZ	$729,750	$934,200	$1,129,250	$1,403,400
SANTA CRUZ-WATSONVILLE, CA (MSA)



SHASTA	$423,750	$542,450	$655,700	$814,900
REDDING, CA (MSA)



SIERRA	$285,000	$364,850	$441,000	$548,050
NON-METRO



SISKIYOU	$293,750	$376,050	$454,550	$564,900
NON-METRO



SOLANO	$557,500	$713,700	$862,700	$1,072,150
VALLEJO-FAIRFIELD, CA (MSA)



SONOMA	$662,500	$848,100	$1,025,200	$1,274,050
SANTA ROSA-PETALUMA, CA (MSA)



STANISLAUS	$423,750	$542,450	$655,700	$814,900
MODESTO, CA (MSA)



SUTTER	$425,000	$544,050	$657,650	$817,300
YUBA CITY, CA (MSA)



TEHAMA	$312,500	$400,050	$483,550	$600,950
RED BLUFF, CA (MICRO)



TRINITY	$271,050	$347,000	$419,425	$521,250
NON-METRO



TULARE	$325,000	$416,050	$502,900	$625,000
VISALIA-PORTERVILLE, CA (MSA)



TUOLUMNE	$437,500	$560,050	$677,000	$841,350
PHOENIX LAKE-CEDAR RIDGE, CA (MICRO)



VENTURA	$729,750	$934,200	$1,129,250	$1,403,400
OXNARD-THOUSAND OAKS-VENTURA, CA (MSA)



YOLO	$580,000	$742,500	$897,500	$1,115,400
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA (MSA)



YUBA	$425,000	$544,050	$657,650	$817,300
YUBA CITY, CA (MSA)

FHA Loan Rates

Refinance Averages
for 11/20/2009

15 Year Fixed

No Points
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Best APR

30 Year Fixed

No Points
Low Interest
Best APR

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