FHA loan applicants will be required to provide various pieces of information to the loan officer. These items include social security numbers, residence information, salaries, bank account numbers, estimated value of personal possissions, and other relevant information.
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FHA Loan Requirements

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Before you start the loan process, you'll need to have some information at hand for all loan applicants:
  1. Social Security numbers
  2. Residence addresses for the past two years
  3. Names and addresses of your employers over past two years
  4. Your current gross monthly salary
  5. Names, addresses, account numbers and balances on all checking and savings accounts
  6. Names, addresses, account numbers, balances and monthly payments on all open loans
  7. Addresses and loan information of other real estate owne
  8. Estimated value of furniture and personal property
  9. Certificate of Eligibility and DD-214, (for veterans only)
  10. W2's for the past two years and current check stubs
  11. For self-employed individuals, you will need to provide
  12. personal tax returns for the past two years, current income statement and balance sheet for the business
In addition, you will need to pay for a credit report and appraisal of the property.



First time home buyers purchasing a home with an FHA loan or going through a HUD-approved charitable agency can use their 2009 First Time Homebuyer's Tax Credit to make their downpayment.
In spite of the initial confusion, FHA rules are clear now--bridge loans are permitted, but the FHA's required down payment must still come from the borrower.
Under RESPA, lenders must provide specific information about the expenses borrowers must pay on their FHA mortgages, conventional loans or refinancing deals.
If you had Upfront Mortgage Insurance on FHA mortgages signed on or after December 8, 2004, you would not be entitled to a refund from the FHA on your Upfront Mortgage Insurance.
Did you know you can raise the value of your property AND lower your utility bills at the same time? Apply for an FHA Energy Efficient Mortgage or FHA EEM, which gives you finds to upgrade the property to make it more energy efficient.


FHALoan is a private corporation, is not a government agency, and does not make loans.