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Every year, the FHA establishes loan limits that vary based on county. FHA loan limits for single-family homes in 2026 range from $541,287 to $1,249,125.

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2026 FHA Limits for Michigan

83 match(es) found.
ALCONA County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ALGER County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ALLEGAN County
HOLLAND
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ALPENA County
ALPENA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ANTRIM County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ARENAC County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BARAGA County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BARRY County
GRAND RAPIDS-WYOMING-KENTWOOD
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BAY County
BAY CITY
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BENZIE County
TRAVERSE CITY
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BERRIEN County
NILES
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BRANCH County
COLDWATER
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CALHOUN County
BATTLE CREEK
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CASS County
SOUTH BEND-MISHAWAKA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CHARLEVOIX County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CHEBOYGAN County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CHIPPEWA County
SAULT STE. MARIE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CLARE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CLINTON County
LANSING-EAST LANSING
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CRAWFORD County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
DELTA County
ESCANABA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
DICKINSON County
IRON MOUNTAIN
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
EATON County
LANSING-EAST LANSING
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
EMMET County
PETOSKEY
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
GENESEE County
FLINT
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
GLADWIN County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
GOGEBIC County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
GRAND TRAVERSE County
TRAVERSE CITY
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
GRATIOT County
ALMA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HILLSDALE County
HILLSDALE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HOUGHTON County
HOUGHTON
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HURON County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
INGHAM County
LANSING-EAST LANSING
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
IONIA County
GRAND RAPIDS-WYOMING-KENTWOOD
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
IOSCO County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
IRON County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ISABELLA County
MOUNT PLEASANT
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
JACKSON County
JACKSON
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
KALAMAZOO County
KALAMAZOO-PORTAGE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
KALKASKA County
TRAVERSE CITY
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
KENT County
GRAND RAPIDS-WYOMING-KENTWOOD
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
KEWEENAW County
HOUGHTON
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LAKE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LAPEER County
DETROIT-WARREN-DEARBORN
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LEELANAU County
TRAVERSE CITY
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LENAWEE County
ADRIAN
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LIVINGSTON County
DETROIT-WARREN-DEARBORN
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LUCE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MACKINAC County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MACOMB County
DETROIT-WARREN-DEARBORN
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MANISTEE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MARQUETTE County
MARQUETTE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MASON County
LUDINGTON
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MECOSTA County
BIG RAPIDS
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MENOMINEE County
MARINETTE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MIDLAND County
MIDLAND
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MISSAUKEE County
CADILLAC
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MONROE County
MONROE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MONTCALM County
GRAND RAPIDS-WYOMING-KENTWOOD
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MONTMORENCY County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MUSKEGON County
MUSKEGON-NORTON SHORES
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
NEWAYGO County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
OAKLAND County
DETROIT-WARREN-DEARBORN
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
OCEANA County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
OGEMAW County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ONTONAGON County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
OSCEOLA County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
OSCODA County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
OTSEGO County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
OTTAWA County
GRAND RAPIDS-WYOMING-KENTWOOD
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
PRESQUE ISLE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ROSCOMMON County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
SAGINAW County
SAGINAW
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
SANILAC County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
SCHOOLCRAFT County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
SHIAWASSEE County
OWOSSO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ST. CLAIR County
DETROIT-WARREN-DEARBORN
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ST. JOSEPH County
STURGIS
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
TUSCOLA County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
VAN BUREN County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WASHTENAW County
ANN ARBOR
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WAYNE County
DETROIT-WARREN-DEARBORN
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WEXFORD County
CADILLAC
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125

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