The FHA loan program will let you purchase a home with a low down payment and flexible guidelines. FHA refinance mortgages are a great option for those who want to lower their monthly mortgage payment or consolidate their bills.
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See how we make the American dream a reality. Whether you're a first time homebuyer, moving to a new home or want to refinance your existing conventional or FHA mortgage, the FHA loan program will let you purchase a home with a low down payment and flexible guidelines.

We have all the information to take care of your FHA mortgage research needs. With no income limits or credit scoring, many people who can afford the monthly mortgage payments and have reasonable credit will qualify for an FHA mortgage.

Home Equity Conversion Mortgages, or HECM for short, are designed to help qualified borrowers take out an FHA guaranteed loan against the equity built up in their property.
There are approximately $290 billion in FHA loans projected for 2009. While indicators show conventional lending markets are still feeling the effects of the housing slump the FHA has taken a larger role in helping consumers get affordable home loans.
U.S. Treasury Secretary Timothy Geithner announced a crackdown on home loan fraud, and the results surprised many; it seemed that practically overnight more than 2,000 open mortgage fraud cases were on the books.
If you qualify for loan modification rather than refinancing, your conventional, Fannie Mae or Freddie Mac loan has a trial period of 90 days and another time period of five years.
If you don't qualify for refinancing, but are eligible for loan modification under the Obama Mortgage, there are several things to be aware of once the screening process ends and you have been approved for loan modification.
If you want to take advantage of the Obama mortgage refinancing option under the Home Affordable program, you'll be subject to an initial screening questionnaire to determine your eligibility for the Obama mortgage homeowner bailout program.
If you're trying to refinance under the Obama mortgage (also known as the Home Affordable plan) one thing that might be on your mind is mortgage insurance.
The Obama mortgage option comes with many questions, but one of the most popular is, "Will the Obama Mortgage lower my monthly payments?" While the answer depends greatly on your specific circumstances, you can decide if this homeowner relief program is for you by answering a few simple questions about your loan.
All FHA cash-out refinancing with case numbers assigned after April 1, 2009 will have the loan-to-value or LTV limited to 85% of the appraised value of the home. That eliminates the 95% LTV cash out refinancing loans guaranteed by the FHA previously.
Many people call it the Obama Mortgage. The official program called Making Home Affordable, and since early 2009, this program has offered hope for homeowners trying to avoid default and foreclosure on their home loans.

FHALoan is a private corporation, is not a government agency, and does not make loans.