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Every year, the FHA establishes loan limits that vary based on county. FHA loan limits for single-family homes in 2026 range from $541,287 to $1,249,125.

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2026 FHA Limits for New Jersey

21 match(es) found.
ATLANTIC County
ATLANTIC CITY-HAMMONTON
SingleDuplexTri-plexFour-plex
$730,250$934,850$1,130,000$1,404,350
BERGEN County
NEW YORK-NEWARK-JERSEY CITY
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
BURLINGTON County
PHILADELPHIA-CAMDEN-WILMINGTON
SingleDuplexTri-plexFour-plex
$630,200$806,750$975,200$1,211,950
CAMDEN County
PHILADELPHIA-CAMDEN-WILMINGTON
SingleDuplexTri-plexFour-plex
$630,200$806,750$975,200$1,211,950
CAPE MAY County
ATLANTIC CITY-HAMMONTON
SingleDuplexTri-plexFour-plex
$730,250$934,850$1,130,000$1,404,350
CUMBERLAND County
VINELAND
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ESSEX County
NEW YORK-NEWARK-JERSEY CITY
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
GLOUCESTER County
PHILADELPHIA-CAMDEN-WILMINGTON
SingleDuplexTri-plexFour-plex
$630,200$806,750$975,200$1,211,950
HUDSON County
NEW YORK-NEWARK-JERSEY CITY
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
HUNTERDON County
NEW YORK-NEWARK-JERSEY CITY
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
MERCER County
TRENTON-PRINCETON
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MIDDLESEX County
NEW YORK-NEWARK-JERSEY CITY
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
MONMOUTH County
NEW YORK-NEWARK-JERSEY CITY
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
MORRIS County
NEW YORK-NEWARK-JERSEY CITY
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
OCEAN County
NEW YORK-NEWARK-JERSEY CITY
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
PASSAIC County
NEW YORK-NEWARK-JERSEY CITY
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
SALEM County
PHILADELPHIA-CAMDEN-WILMINGTON
SingleDuplexTri-plexFour-plex
$630,200$806,750$975,200$1,211,950
SOMERSET County
NEW YORK-NEWARK-JERSEY CITY
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
SUSSEX County
NEW YORK-NEWARK-JERSEY CITY
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
UNION County
NEW YORK-NEWARK-JERSEY CITY
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
WARREN County
ALLENTOWN-BETHLEHEM-EASTON
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125

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