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Every year, the FHA establishes loan limits that vary based on county. FHA loan limits for single-family homes in 2026 range from $541,287 to $1,249,125.

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2026 FHA Limits for New York

62 match(es) found.
ALBANY County
ALBANY-SCHENECTADY-TROY
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ALLEGANY County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BRONX County
NEW YORK-NEWARK-JERSEY CITY
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
BROOME County
BINGHAMTON
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CATTARAUGUS County
OLEAN
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CAYUGA County
AUBURN
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CHAUTAUQUA County
JAMESTOWN-DUNKIRK
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CHEMUNG County
ELMIRA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CHENANGO County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CLINTON County
PLATTSBURGH
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
COLUMBIA County
HUDSON
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CORTLAND County
CORTLAND
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
DELAWARE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
DUTCHESS County
KIRYAS JOEL-POUGHKEEPSIE-NEWBURGH
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ERIE County
BUFFALO-CHEEKTOWAGA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ESSEX County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
FRANKLIN County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
FULTON County
GLOVERSVILLE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
GENESEE County
BATAVIA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
GREENE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HAMILTON County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HERKIMER County
UTICA-ROME
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
JEFFERSON County
WATERTOWN-FORT DRUM
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
KINGS County
NEW YORK-NEWARK-JERSEY CITY
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
LEWIS County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LIVINGSTON County
ROCHESTER
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MADISON County
SYRACUSE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MONROE County
ROCHESTER
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MONTGOMERY County
AMSTERDAM
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
NASSAU County
NEW YORK-NEWARK-JERSEY CITY
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
NEW YORK County
NEW YORK-NEWARK-JERSEY CITY
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
NIAGARA County
BUFFALO-CHEEKTOWAGA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ONEIDA County
UTICA-ROME
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ONONDAGA County
SYRACUSE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ONTARIO County
ROCHESTER
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ORANGE County
KIRYAS JOEL-POUGHKEEPSIE-NEWBURGH
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ORLEANS County
ROCHESTER
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
OSWEGO County
SYRACUSE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
OTSEGO County
ONEONTA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
PUTNAM County
NEW YORK-NEWARK-JERSEY CITY
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
QUEENS County
NEW YORK-NEWARK-JERSEY CITY
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
RENSSELAER County
ALBANY-SCHENECTADY-TROY
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
RICHMOND County
NEW YORK-NEWARK-JERSEY CITY
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
ROCKLAND County
NEW YORK-NEWARK-JERSEY CITY
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
SARATOGA County
ALBANY-SCHENECTADY-TROY
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
SCHENECTADY County
ALBANY-SCHENECTADY-TROY
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
SCHOHARIE County
ALBANY-SCHENECTADY-TROY
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
SCHUYLER County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
SENECA County
SENECA FALLS
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ST. LAWRENCE County
MASSENA-OGDENSBURG
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
STEUBEN County
CORNING
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
SUFFOLK County
NEW YORK-NEWARK-JERSEY CITY
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
SULLIVAN County
MONTICELLO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
TIOGA County
BINGHAMTON
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
TOMPKINS County
ITHACA
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ULSTER County
KINGSTON
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WARREN County
GLENS FALLS
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WASHINGTON County
GLENS FALLS
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WAYNE County
ROCHESTER
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WESTCHESTER County
NEW YORK-NEWARK-JERSEY CITY
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
WYOMING County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
YATES County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125

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