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Every year, the FHA establishes loan limits that vary based on county. FHA loan limits for single-family homes in 2026 range from $541,287 to $1,249,125.

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2026 FHA Limits for Virginia

133 match(es) found.
ACCOMACK County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ALBEMARLE County
CHARLOTTESVILLE
SingleDuplexTri-plexFour-plex
$598,000$765,550$925,350$1,150,000
ALEXANDRIA CITY County
WASHINGTON-ARLINGTON-ALEXANDRIA
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
ALLEGHANY County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
AMELIA County
RICHMOND
SingleDuplexTri-plexFour-plex
$707,250$905,400$1,094,450$1,360,100
AMHERST County
LYNCHBURG
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
APPOMATTOX County
LYNCHBURG
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ARLINGTON County
WASHINGTON-ARLINGTON-ALEXANDRIA
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
AUGUSTA County
STAUNTON-STUARTS DRAFT
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BATH County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BEDFORD County
LYNCHBURG
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BLAND County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BOTETOURT County
ROANOKE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BRISTOL CITY County
KINGSPORT-BRISTOL
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BRUNSWICK County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BUCHANAN County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BUCKINGHAM County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
BUENA VISTA CIT County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CAMPBELL County
LYNCHBURG
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CAROLINE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CARROLL County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CHARLES CITY County
RICHMOND
SingleDuplexTri-plexFour-plex
$707,250$905,400$1,094,450$1,360,100
CHARLOTTE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CHARLOTTESVILLE County
CHARLOTTESVILLE
SingleDuplexTri-plexFour-plex
$598,000$765,550$925,350$1,150,000
CHESAPEAKE CITY County
VIRGINIA BEACH-CHESAPEAKE-NORFOLK
SingleDuplexTri-plexFour-plex
$757,850$970,200$1,172,750$1,457,450
CHESTERFIELD County
RICHMOND
SingleDuplexTri-plexFour-plex
$707,250$905,400$1,094,450$1,360,100
CLARKE County
WASHINGTON-ARLINGTON-ALEXANDRIA
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
COLONIAL HEIGHT County
RICHMOND
SingleDuplexTri-plexFour-plex
$707,250$905,400$1,094,450$1,360,100
COVINGTON CITY County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CRAIG County
ROANOKE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
CULPEPER County
WASHINGTON-ARLINGTON-ALEXANDRIA
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
CUMBERLAND County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
DANVILLE CITY County
DANVILLE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
DICKENSON County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
DINWIDDIE County
RICHMOND
SingleDuplexTri-plexFour-plex
$707,250$905,400$1,094,450$1,360,100
EMPORIA CITY County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ESSEX County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
FAIRFAX County
WASHINGTON-ARLINGTON-ALEXANDRIA
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
FAIRFAX CITY County
WASHINGTON-ARLINGTON-ALEXANDRIA
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
FALLS CHURCH CI County
WASHINGTON-ARLINGTON-ALEXANDRIA
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
FAUQUIER County
WASHINGTON-ARLINGTON-ALEXANDRIA
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
FLOYD County
BLACKSBURG-CHRISTIANSBURG-RADFORD
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
FLUVANNA County
CHARLOTTESVILLE
SingleDuplexTri-plexFour-plex
$598,000$765,550$925,350$1,150,000
FRANKLIN County
ROANOKE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
FRANKLIN CITY County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
FREDERICK County
WINCHESTER
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
FREDERICKSBURG County
WASHINGTON-ARLINGTON-ALEXANDRIA
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
GALAX CITY County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
GILES County
BLACKSBURG-CHRISTIANSBURG-RADFORD
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
GLOUCESTER County
VIRGINIA BEACH-CHESAPEAKE-NORFOLK
SingleDuplexTri-plexFour-plex
$757,850$970,200$1,172,750$1,457,450
GOOCHLAND County
RICHMOND
SingleDuplexTri-plexFour-plex
$707,250$905,400$1,094,450$1,360,100
GRAYSON County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
GREENE County
CHARLOTTESVILLE
SingleDuplexTri-plexFour-plex
$598,000$765,550$925,350$1,150,000
GREENSVILLE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HALIFAX County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HAMPTON CITY County
VIRGINIA BEACH-CHESAPEAKE-NORFOLK
SingleDuplexTri-plexFour-plex
$757,850$970,200$1,172,750$1,457,450
HANOVER County
RICHMOND
SingleDuplexTri-plexFour-plex
$707,250$905,400$1,094,450$1,360,100
HARRISONBURG CI County
HARRISONBURG
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HENRICO County
RICHMOND
SingleDuplexTri-plexFour-plex
$707,250$905,400$1,094,450$1,360,100
HENRY County
MARTINSVILLE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HIGHLAND County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
HOPEWELL CITY County
RICHMOND
SingleDuplexTri-plexFour-plex
$707,250$905,400$1,094,450$1,360,100
ISLE OF WIGHT County
VIRGINIA BEACH-CHESAPEAKE-NORFOLK
SingleDuplexTri-plexFour-plex
$757,850$970,200$1,172,750$1,457,450
JAMES CITY County
VIRGINIA BEACH-CHESAPEAKE-NORFOLK
SingleDuplexTri-plexFour-plex
$757,850$970,200$1,172,750$1,457,450
KING AND QUEEN County
RICHMOND
SingleDuplexTri-plexFour-plex
$707,250$905,400$1,094,450$1,360,100
KING GEORGE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
KING WILLIAM County
RICHMOND
SingleDuplexTri-plexFour-plex
$707,250$905,400$1,094,450$1,360,100
LANCASTER County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LEE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LEXINGTON CITY County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LOUDOUN County
WASHINGTON-ARLINGTON-ALEXANDRIA
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
LOUISA County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LUNENBURG County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
LYNCHBURG CITY County
LYNCHBURG
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MADISON County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MANASSAS CITY County
WASHINGTON-ARLINGTON-ALEXANDRIA
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
MANASSAS PARK County
WASHINGTON-ARLINGTON-ALEXANDRIA
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
MARTINSVILLE CI County
MARTINSVILLE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MATHEWS County
VIRGINIA BEACH-CHESAPEAKE-NORFOLK
SingleDuplexTri-plexFour-plex
$757,850$970,200$1,172,750$1,457,450
MECKLENBURG County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MIDDLESEX County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
MONTGOMERY County
BLACKSBURG-CHRISTIANSBURG-RADFORD
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
NELSON County
CHARLOTTESVILLE
SingleDuplexTri-plexFour-plex
$598,000$765,550$925,350$1,150,000
NEW KENT County
RICHMOND
SingleDuplexTri-plexFour-plex
$707,250$905,400$1,094,450$1,360,100
NEWPORT NEWS CI County
VIRGINIA BEACH-CHESAPEAKE-NORFOLK
SingleDuplexTri-plexFour-plex
$757,850$970,200$1,172,750$1,457,450
NORFOLK CITY County
VIRGINIA BEACH-CHESAPEAKE-NORFOLK
SingleDuplexTri-plexFour-plex
$757,850$970,200$1,172,750$1,457,450
NORTHAMPTON County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
NORTHUMBERLAND County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
NORTON CITY County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
NOTTOWAY County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ORANGE County
LAKE OF THE WOODS
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
PAGE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
PATRICK County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
PETERSBURG CITY County
RICHMOND
SingleDuplexTri-plexFour-plex
$707,250$905,400$1,094,450$1,360,100
PITTSYLVANIA County
DANVILLE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
POQUOSON CITY County
VIRGINIA BEACH-CHESAPEAKE-NORFOLK
SingleDuplexTri-plexFour-plex
$757,850$970,200$1,172,750$1,457,450
PORTSMOUTH CITY County
VIRGINIA BEACH-CHESAPEAKE-NORFOLK
SingleDuplexTri-plexFour-plex
$757,850$970,200$1,172,750$1,457,450
POWHATAN County
RICHMOND
SingleDuplexTri-plexFour-plex
$707,250$905,400$1,094,450$1,360,100
PRINCE EDWARD County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
PRINCE GEORGE County
RICHMOND
SingleDuplexTri-plexFour-plex
$707,250$905,400$1,094,450$1,360,100
PRINCE WILLIAM County
WASHINGTON-ARLINGTON-ALEXANDRIA
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
PULASKI County
BLACKSBURG-CHRISTIANSBURG-RADFORD
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
RADFORD CITY County
BLACKSBURG-CHRISTIANSBURG-RADFORD
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
RAPPAHANNOCK County
WASHINGTON-ARLINGTON-ALEXANDRIA
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
RICHMOND County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
RICHMOND CITY County
RICHMOND
SingleDuplexTri-plexFour-plex
$707,250$905,400$1,094,450$1,360,100
ROANOKE County
ROANOKE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ROANOKE CITY County
ROANOKE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ROCKBRIDGE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
ROCKINGHAM County
HARRISONBURG
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
RUSSELL County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
SALEM CITY County
ROANOKE
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
SCOTT County
KINGSPORT-BRISTOL
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
SHENANDOAH County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
SMYTH County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
SOUTHAMPTON County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
SPOTSYLVANIA County
WASHINGTON-ARLINGTON-ALEXANDRIA
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
STAFFORD County
WASHINGTON-ARLINGTON-ALEXANDRIA
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
STAUNTON CITY County
STAUNTON-STUARTS DRAFT
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
SUFFOLK CITY County
VIRGINIA BEACH-CHESAPEAKE-NORFOLK
SingleDuplexTri-plexFour-plex
$757,850$970,200$1,172,750$1,457,450
SURRY County
VIRGINIA BEACH-CHESAPEAKE-NORFOLK
SingleDuplexTri-plexFour-plex
$757,850$970,200$1,172,750$1,457,450
SUSSEX County
RICHMOND
SingleDuplexTri-plexFour-plex
$707,250$905,400$1,094,450$1,360,100
TAZEWELL County
BLUEFIELD
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
VIRGINIA BEACH County
VIRGINIA BEACH-CHESAPEAKE-NORFOLK
SingleDuplexTri-plexFour-plex
$757,850$970,200$1,172,750$1,457,450
WARREN County
WASHINGTON-ARLINGTON-ALEXANDRIA
SingleDuplexTri-plexFour-plex
$1,249,125$1,599,375$1,933,200$2,402,625
WASHINGTON County
KINGSPORT-BRISTOL
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WAYNESBORO CITY County
STAUNTON-STUARTS DRAFT
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WESTMORELAND County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WILLIAMSBURG CI County
VIRGINIA BEACH-CHESAPEAKE-NORFOLK
SingleDuplexTri-plexFour-plex
$757,850$970,200$1,172,750$1,457,450
WINCHESTER CITY County
WINCHESTER
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WISE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
WYTHE County
NON-METRO
SingleDuplexTri-plexFour-plex
$541,287$693,050$837,700$1,041,125
YORK County
VIRGINIA BEACH-CHESAPEAKE-NORFOLK
SingleDuplexTri-plexFour-plex
$757,850$970,200$1,172,750$1,457,450

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