The FHA loan program will let you purchase a home with a low down payment and flexible guidelines. FHA refinance mortgages are a great option for those who want to lower their monthly mortgage payment or consolidate their bills.
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See how we make the American dream a reality. Whether you're a first time homebuyer, moving to a new home or want to refinance your existing conventional or FHA mortgage, the FHA loan program will let you purchase a home with a low down payment and flexible guidelines.

We have all the information to take care of your FHA mortgage research needs. With no income limits or credit scoring, many people who can afford the monthly mortgage payments and have reasonable credit will qualify for an FHA mortgage.

In early 2009, the Obama administration announced a program called Making Home Affordable. This program, also called the Obama Mortgage, is expected to help nine million homeowners keep their homes and avoid foreclosure through refinancing and modified loans designed to lower monthly mortgage payments.
Do you need to refinance your existing mortgage? It could be time to explore your FHA refinance options. Are you at risk of default? Foreclosure? If you have an adjustable rate mortgage and are paying much more than anticipated per month, you should consider going into a fixed-rate FHA mortgage.
If you want to refinance your home mortgage using an FHA refinancing loan, it's important to understand a few facts at the start of the application process. FHA refinancing is different than the FHA HOPE for Homeowners refinancing program.
When you decide to apply for an FHA Refinance loan, there are several questions you'll need to answer to set the approval process in motion. Some questions are about planning issues, others are directly related to whether or not an FHA Refinance loan is for you.
Some FHA refinance loans involve a credit check-if your lender wants to re-evaluate you as a credit risk, the check will be run. This is a source of stress for many, especially those who need to refinance because they fear default or foreclosure on their existing loans. In many cases these fears aren't founded.

FHALoan is a private corporation, is not a government agency, and does not make loans.