We're here to make getting homes with FHA loans as simple as possible for first-time homebuyers and those experienced with the process. We'll help you figure out what you can afford and get you pre-approved for the right FHA loan.
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Equal Housing Lender

FHA Loans

Buying a Home with Low FHA Rates

Buying a home is one of the biggest and most important decisions you will ever make. We understand that and want to make the process as easy as possible. Whether you are a first-time homebuyer or are experienced with the process, we're here to make your home buying journey a great one with an FHA loan backed by HUD.


Use the FHA Debt to Income Ratios to figure out how much you can afford to pay for a home.

Get pre-approved on your home loan. Knowing that your FHA mortgage and credit report are already approved will let you look for your new home with confidence. Also, a pre-approval lets the seller know that your offer is solid and that you're a serious buyer.

FHA insured home loans can be used for a variety of properties and purposes. Those who apply and qualify for FHA loans can purchase a home for up to four families, a condo or even a manufactured home on a permanent foundation.
Recent reports in the media suggest some lenders may be illegally discriminating against FHA loan applicants for being pregnant or having short-term disabilities.
If you're currently thinking of getting an FHA home loan, now is a very good time to be filling out paperwork if you're hoping to take advantage of current, more lenient FHA policies and perks.
There are approximately $290 billion in FHA loans projected for 2009. While indicators show conventional lending markets are still feeling the effects of the housing slump the FHA has taken a larger role in helping consumers get affordable home loans.
FHA reverse mortgages are for applicants who are at least 62 years old. FHA HECM rules state you must own the property outright or have a loan balance so low that the FHA reverse mortgage loan will pay off the outstanding amount.
FHA reverse mortgage are designed for you to pay off the loan's principal (including accrued interest) once the house is sold or it stops being your primary residence.
The terms of your FHA reverse mortgage require timely payment of property taxes, hazard insurance, and any other financial obligations listed in the terms of your FHA reverse mortgage agreement.
FHA reverse mortgage or HECM loan borrowers aren't required to make any payments on their loan unless they sell or stop using the home as their main residence.
Under RESPA, lenders must provide specific information about the expenses borrowers must pay on their FHA mortgages, conventional loans or refinancing deals.
If you had Upfront Mortgage Insurance on FHA mortgages signed on or after December 8, 2004, you would not be entitled to a refund from the FHA on your Upfront Mortgage Insurance.

FHALoan is a private corporation, is not a government agency, and does not make loans.